Lucas County property record for 3804 Windward Dr, Sylvania, OH 43560
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,240 sqft · built 2018 |
| Lot Size | 0.21 acres (9,183 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,500 (May 2018) |
| Tax Bill | $7,750 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 77-00664 |
| Primary APN | 77-00664 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 9,183 sqft (0.21 acres) |
| Lot Width | 61 ft Width |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3804 WINDWARD DR |
|---|---|
| City | SYLVANIA |
| State | OH |
| Zip | 43560-9111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20-PUD |
| Legal Description | WATERSIDE SYLVANIA PLAT FIVE LOT 105 |
| Legal Subdivision | WATERSIDE SYLVANIA PLAT FIVE |
| Legal Lot Number | 105 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 9204 |
3804 Windward Dr is owned and occupied by two individuals who bought it in May 2018.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3804 WINDWARD DR, SYLVANIA, OH 43560-9111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENOA BKNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 18102959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3804 WINDWARD DR, SYLVANIA, OH 43560-9111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Title Company | LOUISVILLE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016014 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 202103310016014 |
| Name | GENOA BANKING CO |
|---|---|
| Type | Bank |
| Address | GENOA, OH 43430 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3804 WINDWARD DR, SYLVANIA, OH 43560-9111 |
| Document Number | 0000016624 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3804 WINDWARD DR SYLVANIA OH 435609111, SYLVANIA, OH 43560-9111 |
| Document Number | 0000016624 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 16624 |
| Name | GENOA BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | GENOA, OH 43430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2050 |
The 2025 property tax bill for 3804 Windward Dr was $7,750, down 23.8% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Sylvania Township |
| Unified School District | Evergreen Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,750.00 (-23.8%) | $142,450 (-25.16%) Land $33,285 Building $109,165 | |
| 2024 | $10,170.00 (+69.11%) | $190,330 (+78.3%) Land $33,285 Building $157,045 | $407,000 Land $95,100 Building $311,900 |
| 2023 | $6,014.00 (-7.79%) | $106,750 (-) Land $6,230 Building $100,520 | |
| 2022 | $6,522.00 Homeowner's exemption | $106,750 Land $6,230 Building $100,520 | |
| 2021 | $305,000 Land $17,800 Building $287,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3804 Windward Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3804 Windward Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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