3811 Marigold Dr, Elgin, IL 60124 Property Records

Kane County property record for 3811 Marigold Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$654,500 (Jun 2025)
Tax Bill	$8,958 (2025)
Deeds & Mortgages	Sep 2024 Construction Loan Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-13-429-004`

Property Details

APN / Parcel Number

Primary APN	`05-13-429-004`

Exterior

Lot Area	28,750 sqft (0.66 acres)

Location & Zoning

Street Address	3811 MARIGOLD DR
City	ELGIN
State	IL
Zip	60124-0204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL OAKS SUB UNIT 1 LT 271
Legal Subdivision	TALL OAKS SUB
Legal Block	2
Legal Lot Number	271
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2082
Census Tract	850711

Owner

3811 Marigold Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3811 MARIGOLD DR, ELGIN, IL 60124-0204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Construction Mortgage THE HARVARD STATE BANK
Jun 25, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Oct 26, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Jun 17, 2024 · Amount on File
Deed Document Number	202523213
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3811 MARIGOLD DR, ELGIN, IL 60124-0204
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033446
Date	Sep 17, 2024
Instrument	2024K033446

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Aug 14, 2025

Interest

Rate	9%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 25, 2025
Property Address	3811 MARIGOLD DR, ELGIN, IL 60124-0204
Document Number	0000023213
Map Reference	DOC 2007K043334
Instrument Date	Apr 11, 2025
Instrument	2025K023213
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3811 MARIGOLD DR, ELGIN, IL 60124-0204

Mortgage

Document Number	0000023214
Date	Jun 25, 2025
Instrument	2025K023214

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.37%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 26, 2021
Property Address	3811 MARIGOLD DR, ELGIN, IL 60124-0204
Document Number	0000080826
Map Reference	DOC 2005K139365
Instrument Date	Oct 25, 2021
Instrument	2021K080826
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2250 SOUTHWIND BLVD, BARTLETT, IL 60103-1304
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3811 Marigold Dr was $8,958, up 240.3% from the year before.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,958.00 (+240.35%)
2024	$2,632.00	$29,480 Land $29,480	$88,475 Land $88,475
2022	$2,440.00	$24,917 (+22,759.63%) Land $24,917	$74,751 (+22,759.63%) Land $74,751
2021		$109 Land $109	$327 Land $327

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3811 Marigold Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3811 Marigold Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband, AT&T, Verizon.

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