3807 Marigold Dr, Elgin, IL 60124 Property Records

Kane County property record for 3807 Marigold Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.63 acres (27,443 sqft)
Owner	Trust Name on File
Last Sale	$70,000 (Oct 2021)
Tax Bill	$2,440 (2022)
Deeds & Mortgages	Jun 2023 Transfer May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-13-429-006`

Property Details

APN / Parcel Number

Primary APN	`05-13-429-006`

Exterior

Lot Area	27,443 sqft (0.63 acres)

Location & Zoning

Street Address	3807 MARIGOLD DR
City	ELGIN
State	IL
Zip	60124-0204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL OAKS SUB UNIT 1 LT 269
Legal Subdivision	TALL OAKS SUB
Legal Block	2
Legal Lot Number	269
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2082
Census Tract	850711

Owner

3807 Marigold Dr is owner-occupied and held in a trust since June 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Trust Name on File
Mailing Address	3807 MARIGOLD DR, ELGIN, IL 60124-0204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 16, 2022	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
May 16, 2022	Deed of Trust, Mortgage · Construction Mortgage WINTRUST MORTGAGE
Oct 28, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 28, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	202181546
Last Transfer Date	Jun 9, 2023
Transfer Doc	0000020102
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 20, 2023
Property Address	3807 MARIGOLD DR, ELGIN, IL 60124-0204
Document Number	0000020102
Map Reference	DOC 2007K043334
Instrument Date	Jun 9, 2023
Instrument	2023K020102
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3807 MARIGOLD DR, ELGIN, IL 60124-0204

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3807 MARIGOLD DR, ELGIN, IL 60124-0204
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 VILLA ST, ELGIN, IL 60120-8004

Mortgage

Document Number	0000026037
Date	May 16, 2022
Instrument	2022K026037

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	376 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8%
Index	Other
Max Rate	8%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3807 MARIGOLD DR, ELGIN, IL 60124-0204
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 VILLA ST, ELGIN, IL 60120-8004

Mortgage

Document Number	0000026036
Date	May 16, 2022
Instrument	2022K026036

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	15 Months
Due	Aug 11, 2023

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 28, 2021
Property Address	3807 MARIGOLD DR, ELGIN, IL 60124-0204
Document Number	0000081545
Map Reference	DOC 2007K043334
Instrument Date	Oct 26, 2021
Instrument	2021K081545
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 S COUNTY FARM RD STE H, H, WHEATON, IL 60187-2409

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 28, 2021
Property Address	3807 MARIGOLD DR, ELGIN, IL 60124-0204
Document Number	0000081546
Map Reference	DOC 2007K043334
Instrument Date	Oct 26, 2021
Instrument	2021K081546
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 S COUNTY FARM RDH, 310, WHEATON, IL 60187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 VILLA ST, ELGIN, IL 60120-8004

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,960 (+7.79%) Land $31,776 Building $179,184	$633,133 (+7.79%) Land $95,366 Building $537,767
2024		$195,714 Land $29,480 Building $166,234	$587,377 Land $88,475 Building $498,902
2022	$2,440.00	$24,917 (+22,759.63%) Land $24,917	$74,751 (+22,759.63%) Land $74,751
2021		$109 Land $109	$327 Land $327

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3807 Marigold Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3807 Marigold Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband, AT&T, Verizon.

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