Webb County property record for 3811 Copper Bend Rd, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,996 sqft · built 2004 |
| Lot Size | 0.194 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,882 (2024) |
| Deeds & Mortgages | May 2019 Mortgage May 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 985-11004-030 |
| Primary APN | 985-11004-030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,996 sqft Living Area |
| Gross Area | 2,524 sqft |
| 1st Floor Area | 1,996 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,494 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Account Number | 303383 |
|---|---|
| Old Parcel Number | 98511004030 |
| Street Address | 3811 COPPER BEND RD |
| City | LAREDO |
| State | TX |
| Zip | 78045-8440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINFIELD, BLOCK 4, LOT 3, PHASE 6 |
| Legal Subdivision | WINFIELD |
| Legal Phase | 6 |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1722 |
Source: Webb County records · APN 985-11004-030
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3811 COPPER BEND RD, LAREDO, TX 78045-8440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage INTERNATIONAL BANK OF COMMERCE |
| May 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage INTERNATIONAL BANK OF COMMERCE |
| Oct 25, 2010 | Deed of Trust, Mortgage · Conventional Mortgage TERRACE MORTGAGE CO |
| Mar 13, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage MBA MORTGAGE SOLUTIONS LLC |
| Jun 03, 2021 | Vendor's Lien, Transfer · VA Mortgage USAA FSB |
| Jun 03, 2021 | Vendor's Lien, Transfer · Stand-Alone First Mortgage NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2021 |
| Deed Sale | Jun 03, 2021 |
| Prior Sale | Jun 03, 2021 |
| Deed Document Number | 1431087 |
| Deed Book / Page | 5037 / 198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3811 COPPER BEND RD, LAREDO, TX 78045-8440 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3921 RASOUL DR, LAREDO, TX 78045-4503 |
| Document Number | 004604/082 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 4604/082 |
| Instrument | 1361512 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | LAREDO, TX 78040 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3811 COPPER BEND RD, LAREDO, TX 78045-8440 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3921 RASOUL DR, LAREDO, TX 78045-4503 |
| Document Number | 004604/116 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 4604/116 |
| Instrument | 1361514 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | LAREDO, TX 78040 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3811 COPPER BEND RD, LAREDO, TX 78045-8440 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003005/432 |
|---|---|
| Date | Oct 25, 2010 |
| Book Page | 3005/432 |
| Instrument | 1085007 |
| Name | TERRACE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30338 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2025 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Mar 13, 2023 |
| Property Address | 3811 COPPER BEND RD, LAREDO, TX 78045-8440 |
| Document Number | 005428/699 |
| Book / Page | 5428 / 699 |
| Map Reference | VOL 40 PG 41-43 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 1494069 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3805 SUN VALLEY DR, LAREDO, TX 78045 |
| Investor | Possibly a Property Investor |
| Document Number | 0001494070 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 1494070 |
| Name | MBA MORTGAGE SOLUTIONS LLC |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jun 03, 2021 |
| Property Address | 3811 COPPER BEND RD, LAREDO, TX 78045-8440 |
| Document Number | 005037/198 |
| Book / Page | 5037 / 198 |
| Map Reference | VOL 17 PG 66 |
| Instrument Date | May 28, 2021 |
| Instrument | 1431087 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 N ESPANA DR, LAREDO, TX 78043-3843 |
| Name | Verified Name |
|---|---|
| Address | 3205 WINDFALL RD, LAREDO, TX 78045-8132 |
| Investor | Possibly a Property Investor |
| Document Number | 0001431085 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 1431085 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jun 03, 2021 |
| Property Address | 3811 COPPER BEND RD, LAREDO, TX 78045-8440 |
| Document Number | 005037/169 |
| Book / Page | 5037 / 169 |
| Map Reference | VOL 17 PG 66 |
| Instrument Date | May 28, 2021 |
| Instrument | 1431084 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 N ESPANA DR, LAREDO, TX 78043-3843 |
| Name | Verified Name |
|---|---|
| Address | 3205 WINDFALL RD, LAREDO, TX 78045-8132 |
| Investor | Possibly a Property Investor |
| Date | Jun 03, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|---|
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $320,000 (+12.28%) Land $132,085 Building $187,915 | $320,000 (+12.28%) Land $132,085 Building $187,915 | |
| 2024 | $1,882.00 (+4.32%) | ||
| 2023 | $285,000 Land $127,668 Building $157,332 | $285,000 Land $127,668 Building $157,332 | |
| 2022 | $1,804.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Smartcom Telephone.
Based on FCC filings for 608 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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