3809 Copper Bend Rd, Laredo, TX 78045 Property Records

Webb County property record for 3809 Copper Bend Rd, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,845 sqft · built 2004
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Tax Bill	$1,894 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-11004-020`

Property Details

APN / Parcel Number

Primary APN	`985-11004-020`
Alternative APN	`303382`

Interior

Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	1,845 sqft

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	162 sqft

Location & Zoning

Account Number	303382
Old Parcel Number	98511004020
Street Address	3809 COPPER BEND RD
City	LAREDO
State	TX
Zip	78045-8440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINFIELD, BLOCK 4, LOT 2, PHASE 6
Legal Subdivision	WINFIELD
Legal Phase	6
Legal Block	4
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2013
Census Tract	1722

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3809 COPPER BEND RD, LAREDO, TX 78045-8440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 8, 2023	Vendor's Lien, Subdivision Related Transfer · VA Mortgage MBA MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2012
Deed Sale	Sep 24, 2012
Prior Sale	Jun 17, 2005
Deed Document Number	1146026
Deed Book / Page	3321 / 520
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3809 COPPER BEND RD, LAREDO, TX 78045-8440
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 COPPER BEND RD, LAREDO, TX 78045-8440

Mortgage

Document Number	005040/620
Date	Jun 9, 2021
Book Page	5040/620
Instrument	1431635

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	256 Months
Due	Oct 1, 2042

May 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 8, 2023
Property Address	3809 COPPER BEND RD, LAREDO, TX 78045-8440
Document Number	005459/349
Book / Page	5459 / 349
Map Reference	VOL 40 PG 41-43
Instrument Date	May 5, 2023
Instrument	1499171
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 SUN VALLEY DR, LAREDO, TX 78045

Mortgage

Document Number	0001499172
Date	May 8, 2023
Instrument	1499172

Lender

Name	MBA MORTGAGE SOLUTIONS LLC
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,743 (+6.8%) Land $118,538 Building $187,205	$305,743 (+6.8%) Land $118,538 Building $187,205
2024	$1,894.00 (+5.22%)
2023		$286,272 Land $114,574 Building $171,698	$286,272 Land $114,574 Building $171,698
2022	$1,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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