38104 State Rte 12E, Clayton, NY 13624 Property Records

Jefferson County and Clayton Town property record for 38104 State Rte 12E, Clayton, NY 13624

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 1972
Lot Size2.74 acres (119,354 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Mar 2026)
Tax Bill$2,660 (2026)
Deeds & MortgagesMar 2026 Sale
Dec 2021 Refinance
APN223289 19.20-1-60

Property Details

APN / Parcel Number

Primary APN223289 19.20-1-60
Alternative APN
  • 32890190200001060000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area119,354 sqft (2.74 acres)
Lot Dimensions1,256 ft deep x 95 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number223289 19.20-1-60
Street Address38104 STATE ROUTE 12E
CityCLAYTON
StateNY
Zip13624-3207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number60.000
JurisdictionJEFFERSON NY
Township / Civil DivisionCLAYTON
Census Block Group2
Census Block2021
Census Tract60202

Owner

Source: Jefferson County and Clayton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address36394 STATE ROUTE 12E, CLAYTON, NY 13624-2275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Warranty Deed, Transfer
Dec 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WATERTOWN SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2026 · Amount on Record
Deed SaleMar 23, 2026 · Amount on Record
Deed Document Number20263366
Prior Transfer DateMar 20, 2026
Prior Transfer Doc0000003366
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateMar 23, 2026
Property Address38104 STATE ROUTE 12E, CLAYTON, NY 13624-3207
Document Number0000003366
Instrument DateMar 20, 2026
Instrument2026-00003366
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36394 STATE ROUTE 12E, CLAYTON, NY 13624-2275

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON NY
Property Address38104 STATE ROUTE 12E, CLAYTON, NY 13624-3207
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019917
DateDec 6, 2021
Instrument20210-00019917
Lender
NameWATERTOWN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Jefferson County and Clayton Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
County SubdivisionClayton Town
Unified School DistrictThousand Islands Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,660.00 (-2.6%) Homeowner's exemption Senior Citizen's exemption
2025$2,731.00 (+121.85%)$175,000 (-) Land $29,500 Building $145,500$182,292 (+4.17%) Land $30,729 Building $151,563
2023$175,000 (+41.36%) Land $29,500 Building $145,500$175,000 (+18.74%) Land $29,500 Building $145,500
2022$1,231.00 Homeowner's exemption Senior Citizen's exemption$123,800 Land $26,600 Building $97,200$147,381 Land $31,667 Building $115,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

Nearby Properties on State Rte 12E

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