Jefferson County and Clayton Town property record for 38076 State Rte 12E, Clayton, NY 13624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1986 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,750 (Aug 2022) |
| Tax Bill | $2,204 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2023 Refinance + 1 more |
| APN | 223289 19.20-1-62 |
| Primary APN | 223289 19.20-1-62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Modular |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 125,888 sqft (2.89 acres) |
| Lot Dimensions | 1,267 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 223289 19.20-1-62 |
|---|---|
| Street Address | 38076 STATE ROUTE 12E |
| City | CLAYTON |
| State | NY |
| Zip | 13624-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 62.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 60202 |
38076 State Rte 12E is owned and occupied by two individuals who bought it in August 2022.
Source: Jefferson County and Clayton Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38076 STATE ROUTE 12E, CLAYTON, NY 13624-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK |
| Jul 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WATERTOWN SAVINGS BANK |
| Aug 17, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on File |
| Deed Sale | Aug 17, 2022 · Amount on File |
| Prior Sale | Aug 29, 2005 · Amount on File |
| Deed Document Number | 202214540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | May 26, 2026 |
| Property Address | 38076 STATE ROUTE 12E, CLAYTON, NY 13624-2247 |
| Document Number | 0000007098 |
| Instrument Date | May 20, 2026 |
| Instrument | 20267098 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38076 STATE ROUTE 12E, CLAYTON, NY 13624-2247 |
| Document Number | 0000007098, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20267098 |
| Name | WATERTOWN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 38076 STATE ROUTE 12E, CLAYTON, NY 13624-2247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010169 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 20230-00010169 |
| Name | WATERTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Aug 17, 2022 |
| Property Address | 38076 STATE ROUTE 12E, CLAYTON, NY 13624-2247 |
| Document Number | 0000014540 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 20220-00014540 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38076 STATE ROUTE 12, CLAYTON, NY 13624-3300 |
The 2026 property tax bill for 38076 State Rte 12E was $2,204, down 2.6% from the year before.
Source: Jefferson County and Clayton Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Clayton Town |
| Unified School District | Thousand Islands Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,204.00 (-2.61%) | ||
| 2025 | $2,263.00 | $145,000 Land $29,800 Building $115,200 | $151,042 Land $31,042 Building $120,000 |
| 2023 | $145,000 (+61.11%) Land $29,800 Building $115,200 | $145,000 (+35.33%) Land $29,800 Building $115,200 | |
| 2022 | $895.00 | $90,000 Land $26,500 Building $63,500 | $107,143 Land $31,548 Building $75,595 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 38076 State Rte 12E; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38076 State Rte 12E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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