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3810 Waterview Loop, Winter Park, FL 32792 Property Records

Seminole County property record for 3810 Waterview Loop, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,708 sqft · built 1987
Lot Size0.168 acres (7,317 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Aug 2022)
Tax Bill$4,806 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN25-21-30-511-0000-0020

Property Details

APN / Parcel Number

Primary APN25-21-30-511-0000-0020
Alternative APN
  • 21302551100000020

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,708 sqft Living Area
Gross Area2,184 sqft
1st Floor Area1,046 sqft
Upper Floors Area662 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,317 sqft (0.168 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area122 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3810 WATERVIEW LOOP
CityWINTER PARK
StateFL
Zip32792-6382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 2 AUTUMN GLEN PH 1 PB 35 PGS 46 & 47
Legal Range30E
Legal Township21S
Legal Section25
Legal SubdivisionAUTUMN GLEN PH 1
Legal Tract511
Legal Lot Number2
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2000
Census Tract22207

Owner

Source: Seminole County records · APN 25-21-30-511-0000-0020

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP
Apr 07, 2022Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 31, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Aug 06, 2019Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG
Jul 13, 2017Warranty Deed, Transfer · FHA Mortgage
FREEDOM MTG
Jul 13, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleMar 31, 2022 · Amount on Record
Deed Document Number202297939
Deed Book / Page10303 / 1652
Last Transfer DateJun 09, 2025
Transfer Doc0108391368
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 25, 2022
Property Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
Document Number0103031652
Book / Page10303 / 1652
Map ReferenceMB 35 PG 46&47
Instrument DateAug 22, 2022
Instrument2022097939
Transaction TypeTransfer
Record UpdatedSep 06, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382

Mortgage

Document Number0103031654
DateAug 25, 2022
Instrument10303/1654
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionSEMINOLE FL
Recording DateApr 07, 2022
Property Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
Document Number0102130305
Book / Page10213 / 305
Map ReferenceMB 35 PG 46&47
Instrument DateApr 05, 2022
Instrument2022042477
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 31, 2022
Property Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
Document Number0102060594
Book / Page10206 / 594
Map ReferenceMB 35 PG 46&47
Instrument DateMar 25, 2022
Instrument2022038897
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,411.50
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
Document Number0094361609
Instrument DateAug 06, 2019
Transaction TypeMortgage
Record UpdatedOct 03, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3810 WATERVIEW LOOP WINTER PARK FL 327926382, WINTER PARK, FL 32792-6382

Mortgage

Document Number0094361609
DateSep 17, 2019
Book Page009436/001609
Instrument100365
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJul 13, 2017
Property Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
Document Number0089511911
Book / Page008951 / 001911
Instrument DateJul 10, 2017
Instrument70790
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,708.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3810 WATERVIEW LOOP WINTER PARK FL 327926382, WINTER PARK, FL 32792-6382

Mortgage

Document Number89511915
DateJul 13, 2017
Book Page008951/001915
Instrument70793
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJul 13, 2017
Property Address3810 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
Document Number0089511908
Book / Page008951 / 001908
Instrument DateJul 10, 2017
Instrument70789
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,848.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1980 POST OAK BLVD #300B HOUSTON TX 770563819, 300B, HOUSTON, TX 77056-3819
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,806.00 (+9.9%)$367,624 (+5.99%)$370,399 (+6.79%) Land $100,000 Building $270,399
2023$4,373.00 (+51.52%) Homeowner's exemption$346,857 (+51.46%)$346,857 (+11.82%) Land $90,000 Building $256,857
2022$2,886.00 Homeowner's exemption$229,004$310,202 Land $75,000 Building $235,202

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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