3858 Waterview Loop, Winter Park, FL 32792 Property Records

Seminole County property record for 3858 Waterview Loop, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1987
Lot Size	0.137 acres (6,002 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (Sep 2024)
Tax Bill	$4,561 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-511-0000-0080`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-511-0000-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,368 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,002 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3858 WATERVIEW LOOP
City	WINTER PARK
State	FL
Zip	32792-6382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 AUTUMN GLEN PH 1 PB 35 PGS 46 & 47
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	AUTUMN GLEN
Legal Tract	511
Legal Lot Number	8
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

Source: Seminole County records · APN 25-21-30-511-0000-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3858 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2024 · Amount on Record
Deed Sale	Sep 03, 2024 · Amount on Record
Prior Sale	Apr 29, 2015 · Amount on Record
Deed Document Number	2024079505
Deed Book / Page	10688 / 1565
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3858 WATERVIEW LOOP, WINTER PARK, FL 32792-6382
Document Number	0093140305
Instrument Date	Mar 01, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3858 WATERVIEW LOOP WINTER PARK FL 327926382, WINTER PARK, FL 32792-6382

Mortgage

Document Number	0093140305
Date	Mar 13, 2019
Book Page	009314/000305
Instrument	26151

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,561.00 (+106.29%)	$334,443 (+86.4%)	$334,443 (+7%) Land $100,000 Building $234,443
2023	$2,211.00 (+2.79%) Homeowner's exemption	$179,425 (+3%)	$312,558 (+12.04%) Land $90,000 Building $222,558
2022	$2,151.00 Homeowner's exemption	$174,199	$278,961 Land $75,000 Building $203,961

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.