3810 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3810 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,864 sqft · built 1961
Lot Size	0.176 acres (7,677 sqft)
Owner	Individual Name on Record
Last Sale	$179,500 (Nov 2002)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-45-020`

Property Details

APN / Parcel Number

Primary APN	`166-45-020`
Alternative APN	`166450209`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,864 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,677 sqft (0.176 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3810 E MERCER LN
City	PHOENIX
State	AZ
Zip	85028-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CAVALIER ESTATES AMENDED MCR 89/36
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	CAVALIER ESTATES AMENDED
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2009
Census Tract	104900

Owner

Source: Maricopa County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3810 E MERCER LN, PHOENIX, AZ 85028-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 16, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Dec 10, 2018	Intrafamily Transfer, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2002 · Amount on Record
Deed Sale	Nov 27, 2002 · Amount on Record
Deed Document Number	20021264039
Prior Transfer Date	Aug 28, 1997
Prior Transfer Doc	0000618951
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3810 E MERCER LN, PHOENIX, AZ 85028-3436
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 E MERCER LN, PHOENIX, AZ 85028-3436

Mortgage

Document Number	0000674363
Date	Nov 21, 2025
Instrument	20250674363

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3810 E MERCER LN, PHOENIX, AZ 85028-3436
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 E MERCER LN, PHOENIX, AZ 85028-3436

Mortgage

Document Number	0000353817
Date	Apr 22, 2022
Instrument	20220353817

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	3810 E MERCER LN, PHOENIX, AZ 85028-3436
Document Number	0001133373
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 E MERCER LN PHOENIX AZ 850283436, PHOENIX, AZ 85028-3436

Mortgage

Document Number	0001133373
Date	Nov 19, 2020
Instrument	1133373

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

Interest

Rate	3.12%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 10, 2018
Property Address	3810 E MERCER LN, PHOENIX, AZ 85028-3436
Document Number	0000905076
Map Reference	MB 89 PG 36
Instrument Date	Sep 14, 2018
Instrument	20180905076
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 E MERCER LN, PHOENIX, AZ 85028-3436

Mortgage

Document Number	0000905077
Date	Dec 10, 2018
Instrument	20180905077

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,110 (+132.99%)	$511,100 (+6.99%) Land $102,200 Building $408,900
2025	$2,241.00 (+4.87%)	$21,937 (-55.43%)	$477,700 (-2.95%) Land $95,500 Building $382,200
2024		$49,220	$492,200 Land $98,400 Building $393,800
2023	$2,137.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Mercer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures