3802 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3802 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,886 sqft · built 1961
Lot Size0.21 acres (9,142 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Apr 2026)
Tax Bill$1,868 (2025)
Deeds & MortgagesJun 2024 Line of Credit
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN166-45-019

Property Details

APN / Parcel Number

Primary APN166-45-019
Alternative APN
  • 166450198

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,886 sqft Living Area
Gross Area1,984 sqft
1st Floor Area1,886 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area9,142 sqft (0.21 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C

Location & Zoning

Street Address3802 E MERCER LN
CityPHOENIX
StateAZ
Zip85028-3436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionCAVALIER ESTATES AMENDED MCR 89/36
Legal Range3E
Legal Township3N
Legal Section24
Legal SubdivisionCAVALIER ESTATES AMENDED
Legal Lot Number19
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2009
Census Tract104900

Owner

3802 E Mercer Ln is owned by two individuals who bought it in April 2026.

Source: Maricopa County records, as of July 6, 2026

Owner of Record2 Individual Names on File
Mailing Address6580 E MCDOWELL RD, 4401, SCOTTSDALE, AZ 85257-0057
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2024Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Apr 16, 2026Warranty Deed, Transfer · Conventional Mortgage
SYNERGY ONE LENDING
Dec 17, 2025Warranty Deed, Transfer · Commercial Mortgage
CAPITAL FUNDINGS LLC
Nov 9, 2020Warranty Deed, Transfer · Conventional Mortgage
SUBURBAN MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2026 · Amount on File
Deed SaleApr 16, 2026 · Amount on File
Prior SaleDec 17, 2025 · Amount on File
Deed Document Number2026226792
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3802 E MERCER LN, PHOENIX, AZ 85028-3436
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3802 E MERCER LN, PHOENIX, AZ 85028-3436

Mortgage

Document Number0000309094
DateJun 11, 2024
Instrument20240309094
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 10, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 16, 2026
Property Address3802 E MERCER LN, PHOENIX, AZ 85028-3436
Document Number0000226792
Instrument DateApr 6, 2026
Instrument2026226792
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyLAWYERS TITLE, LAWYERS TITLE OF ARIZONA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
InvestorPossibly a Property Investor

Mortgage

Document Number0000226793,
DateApr 16, 2026
Instrument2026226793
Lender
NameSYNERGY ONE LENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 17, 2025
Property Address3802 E MERCER LN, PHOENIX, AZ 85028-3436
Document Number0000728462
Map ReferenceMB 89 PG 36
Instrument DateDec 17, 2025
Instrument20250728462
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyAZ TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3802 E MERCER LN, PHOENIX, AZ 85028-3436

Transferred To (Grantee/Buyer)

NameVerified Name
Address1563 E JADE PL, CHANDLER, AZ 85286-2286

Mortgage

Document Number0000728463
DateDec 17, 2025
Instrument20250728463
Lender
NameCAPITAL FUNDINGS LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 9, 2020
Property Address3802 E MERCER LN, PHOENIX, AZ 85028-3436
Document Number0001090194
Map ReferenceMB 89 PG 36
Instrument DateNov 5, 2020
Instrument20201090194
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyDHI TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3829 E YUCCA ST, 3829, PHOENIX, AZ 85028-2833

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3802 E MERCER LN, PHOENIX, AZ 85028-3436

Mortgage

Document Number0001090195
DateNov 9, 2020
Instrument20201090195
Lender
NameSUBURBAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3802 E Mercer Ln was $1,868.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,580 (+120.53%)$475,800 (+7.45%) Land $95,100 Building $380,700
2025$1,868.00$21,575 (-52.53%)$442,800 (-2.57%) Land $88,500 Building $354,300
2024$45,450$454,500 Land $90,900 Building $363,600
2023$1,778.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3802 E Mercer Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3802 E Mercer Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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