3807 Baker Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3807 Baker Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,829 sqft · built 1976
Lot Size	5.71 acres (249,120 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2012)
Tax Bill	$6,171 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-015922`

Property Details

APN / Parcel Number

Primary APN	`09-015922`
Alternative APNs	`9015922` `015922`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,829 sqft Total Area
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	249,120 sqft (5.71 acres)
Garage Type	Mixed
Garage Area	1,255 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015922
Street Address	3807 BAKER RD
City	WESTMINSTER
State	MD
Zip	21157-7810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 4 - 5.719 ACS BAKER RD 15-36 BLOOM VALLEY
Legal Subdivision	BLOOM VALLEY
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2015
Census Tract	509001

Owner

3807 Baker Rd is owned and occupied by two individuals who bought it in September 2012.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3807 BAKER RD, WESTMINSTER, MD 21157-7810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Deed Book / Page	7052 / 199
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3807 BAKER RD, WESTMINSTER, MD 21157-7810
Document Number	0086840089
Book / Page	008684 / 000089
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3807 BAKER RD WESTMINSTER MD 211577810, WESTMINSTER, MD 21157-7810

Mortgage

Document Number	0086840089
Date	May 11, 2017
Book Page	008684/000089

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3807 Baker Rd was $6,171 with a homeowner's exemption, up 5.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,171.00 (+5.47%) Homeowner's exemption	$598,467	$652,600 Land $213,500 Building $439,100
2025	$5,851.00 Homeowner's exemption
2023	$5,352.00 Homeowner's exemption	$473,700	$490,200 Land $213,500 Building $276,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3807 Baker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3807 Baker Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30