381 Walnut St, Franklin, IN 46131 Property Records

Johnson County property record for 381 Walnut St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1876
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$222,705 (Jul 2026)
Tax Bill	$1,970 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`51001442035/00`

Property Details

APN / Parcel Number

Primary APN	`51001442035/00`
Alternative APNs	`41-08-14-031-080.000-009` `00001087069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,692 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	148 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001087069
Street Address	381 WALNUT ST
City	FRANKLIN
State	IN
Zip	46131-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW S14 T12 R4 S LOT & PT N LOT MP FRANKLIN COMMUNI
Legal Range	4
Legal Township	12
Legal Section	14
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1038
Census Tract	610900

Owner

Source: Johnson County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	381 WALNUT ST, FRANKLIN, IN 46131-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS BANK
Apr 20, 2018	Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Apr 17, 2025 · Amount on Record
Deed Document Number	202615472
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 29, 2026
Property Address	381 WALNUT ST, FRANKLIN, IN 46131-1657
Document Number	0000015472
Instrument Date	Jun 9, 2026
Instrument	202615472
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 WALNUT ST, FRANKLIN, IN 46131-1657

Mortgage

Document Number	0000015473,
Date	Jul 29, 2026
Instrument	202615473

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 9, 2020
Property Address	381 WALNUT ST, FRANKLIN, IN 46131-1657
Document Number	2020017587
Instrument Date	Jul 6, 2020
Instrument	2020-017587
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	381 WALNUT ST, FRANKLIN, IN 46131-1657

Mortgage

Document Number	2020017588
Date	Jul 9, 2020
Instrument	2020-017588

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Apr 20, 2018
Property Address	381 WALNUT ST, FRANKLIN, IN 46131-1657
Document Number	2018008156
Instrument Date	Apr 20, 2018
Instrument	2018-008156
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018008157
Date	Apr 20, 2018
Instrument	2018-008157

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,970.00 (-13.41%) Homeowner's exemption	$196,200 (+3.21%) Land $27,200 Building $169,000	$196,200 (+3.21%) Land $27,200 Building $169,000
2024	$2,275.00 (+8.7%)
2023	$2,093.00 (+8.33%) Homeowner's exemption	$190,100 (+8.88%) Land $27,700 Building $162,400	$190,100 (+8.88%) Land $27,700 Building $162,400
2022	$1,932.00 Homeowner's exemption	$174,600 Land $27,700 Building $146,900	$174,600 Land $27,700 Building $146,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2008–2017)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, T-Mobile.

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