278 Walnut St, Franklin, IN 46131 Property Records

Johnson County property record for 278 Walnut St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1970
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$957,600 (Feb 2026)
Tax Bill	$13,498 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`51001442045/01`

Property Details

APN / Parcel Number

Primary APN	`51001442045/01`
Alternative APNs	`41-08-14-031-124.000-009` `00001087151`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	144 ft deep x 96 ft wide
Porch	Porch
Porch Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001087151
Street Address	278 WALNUT ST
City	FRANKLIN
State	IN
Zip	46131-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMILTON ADD W FRANKLIN PT LOT 4 MP FRANKLIN COMMUNI
Legal Subdivision	ROBERT HAMILTONS ADDITION
Legal Lot Number	4
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	610900

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5731 HICKORY RD, INDIANAPOLIS, IN 46239-1844
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2009	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL SAVINGS BANK
Feb 18, 2026	Warranty Deed, Transfer · Commercial Mortgage CRANE FCU
Feb 18, 2026	Warranty Deed, Transfer · Commercial Mortgage CRANE FCU
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jun 10, 2013	Intrafamily Transfer, Transfer
Sep 10, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	20263097
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	2013013839
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	278 WALNUT ST, FRANKLIN, IN 46131-1656
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009014843
Date	Jul 1, 2009
Instrument	2009-014843

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank
Address	FRANKLIN, IN 46131

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 26, 2029

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 18, 2026
Property Address	278 WALNUT ST, FRANKLIN, IN 46131-1656
Document Number	2026003097
Instrument Date	Feb 13, 2026
Instrument	2026-003097
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	CAPITAL TITLE AGENCY INC, CTIN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 HICKORY RD, INDIANAPOLIS, IN 46239-1844

Mortgage

Document Number	2026003098
Date	Feb 18, 2026
Instrument	2026-003098

Lender

Name	CRANE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 18, 2026
Property Address	278 WALNUT ST, FRANKLIN, IN 46131-1656
Document Number	2026003097
Instrument Date	Feb 13, 2026
Instrument	2026-003097
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CAPITAL TITLE AGENCY INC, CTIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 HICKORY RD, INDIANAPOLIS, IN 46239-1844

Mortgage

Document Number	2026003098
Date	Feb 18, 2026
Instrument	2026-003098

Lender

Name	CRANE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Aug 10, 2021
Property Address	278 WALNUT ST, FRANKLIN, IN 46131-1656
Document Number	2021023785
Map Reference	PB 1 PG 4
Instrument Date	Jul 15, 2021
Instrument	2021-023785
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N SENATE AVE UNIT 352, 352, INDIANAPOLIS, IN 46204-1280

Mortgage

Document Number	2021023786
Date	Aug 10, 2021
Instrument	2021-023786

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2026

Interest

Rate Type	Fixed Rate

June 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Jun 10, 2013
Property Address	278 WALNUT ST, FRANKLIN, IN 46131-1656
Document Number	2013013839
Instrument Date	Jun 5, 2013
Instrument	2013-013839
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 E KING ST, FRANKLIN, IN 46131-1717

September 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Sep 10, 2007
Property Address	278 WALNUT ST, FRANKLIN, IN 46131-1656
Document Number	2007022390
Instrument Date	Sep 7, 2007
Instrument	2007-022390
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 E KING ST, FRANKLIN, IN 46131-1717

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,498.00 (+17.46%)	$623,800 (+119.42%) Land $80,900 Building $542,900	$623,800 (+119.42%) Land $80,900 Building $542,900
2024	$11,492.00 (+62.61%)
2023	$7,067.00 (+14.84%)	$284,300 (+3.01%) Land $45,500 Building $238,800	$284,300 (+3.01%) Land $45,500 Building $238,800
2022	$6,154.00	$276,000 Land $45,500 Building $230,500	$276,000 Land $45,500 Building $230,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	26 (1998–2017)
Claims Outside the SFHA	4 of 26
Most Recent Claim	Jul 2017
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, T-Mobile.

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