377 Summerset Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 377 Summerset Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,287 sqft · built 2002
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (May 2021)
Tax Bill	$334 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001171-0450`

Property Details

APN / Parcel Number

Primary APN	`001171-0450`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,287 sqft Living Area
Gross Area	4,678 sqft
1st Floor Area	3,287 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	745 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,482 sqft
Porch	Finished Screened Porch
Porch Area	301 sqft
Deck Area	Deck Area
Patio Area	980 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	377 SUMMERSET DR
City	SAINT JOHNS
State	FL
Zip	32259-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	39/77-90 BARTRAM PLANTATION PHASE 1 LOT 45 OR5260/930
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BARTRAM PLANTATION PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	45
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: St. Johns County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	377 SUMMERSET DR, SAINT JOHNS, FL 32259-8885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU
May 10, 2021	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 11, 2018	Warranty Deed, Transfer GLOBAL TITLE PROFESSIONALS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	202152151
Deed Book / Page	5260 / 930
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	0034110183
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	377 SUMMERSET DR, SAINT JOHNS, FL 32259-8885
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 SUMMERSET DR, JACKSONVILLE, FL 32259-8885

Mortgage

Document Number	0055780728
Date	Jun 14, 2022
Book Page	5578/728
Instrument	2022059374

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 10, 2021
Property Address	377 SUMMERSET DR, SAINT JOHNS, FL 32259-8885
Document Number	0052600930
Book / Page	5260 / 930
Map Reference	MB 39 PG 77-90
Instrument Date	May 6, 2021
Instrument	2021052151
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 BROADLEAF LN, SAINT JOHNS, FL 32259-8708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 SUMMERSET DR, JACKSONVILLE, FL 32259-8885
Investor	Possibly a Property Investor

Mortgage

Document Number	0005260932
Date	May 10, 2021
Instrument	5260/932

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 11, 2018
Property Address	377 SUMMERSET DR, SAINT JOHNS, FL 32259-8885
Document Number	0046521002
Book / Page	004652 / 001002
Instrument Date	Dec 10, 2018
Instrument	88213
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	GLOBAL TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$3,605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	377 SUMMERSET DR ST JOHNS FL 322598885, ST JOHNS, FL 32259-8885

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,552 (+0.09%) Land $200,000 Building $517,552	$717,552 (-0.81%) Land $200,000 Building $517,552
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$716,873 (+7.01%)	$723,430 (+7.98%) Land $215,000 Building $508,430
2024	$254.00 Disabled Person's exemption Veteran's exemption	$669,937 (+17.24%)	$669,937 (-2.42%) Land $200,000 Building $469,937
2023	$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption	$571,410 (+3%)	$686,528 (+7.15%) Land $190,000 Building $496,528
2022	$236.00 Disabled Person's exemption Veteran's exemption	$554,767	$640,704 Land $162,400 Building $478,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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