381 Rye Beach Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 381 Rye Beach Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,008 sqft · built 1924
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$3,000,000 (Jul 2022)
Tax Bill	$6,807 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-19-4-62`

Property Details

APN / Parcel Number

Primary APN	`551400 146-19-4-62`
Alternative APN	`140014601900040620000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,008 sqft Living Area
1st Floor Area	1,442 sqft
2nd Floor Area	1,044 sqft
Upper Floors Area	522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	381 RYE BEACH AVE
City	RYE
State	NY
Zip	10580-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	LOUNSBURY PARK
Legal Block	4
Legal Lot Number	62.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4014
Census Tract	7600

Owner

Source: Westchester County and Rye City records · APN 551400 146-19-4-62

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	381 RYE BEACH AVE, RYE, NY 10580-3427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jul 18, 2013 · Amount on Record
Deed Document Number	20223930
Record Updated	Jun 08, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 11, 2022
Property Address	381 RYE BEACH AVE, RYE, NY 10580-3427
Document Number	0621673930
Map Reference	MAP 1210
Instrument Date	Jun 29, 2022
Instrument	621673930
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	381 RYE BEACH AVE, 381, RYE, NY 10580-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 RYE BEACH AVE, RYE, NY 10580-3425

Mortgage

Document Number	0621903020
Date	Jul 11, 2022
Instrument	621903020

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,807.00	$32,200 (-) Land $4,550 Building $27,650	$2,728,813 (+6.78%) Land $385,593 Building $2,343,220
2024		$32,200 (-) Land $4,550 Building $27,650	$2,555,555 (+2.38%) Land $361,111 Building $2,194,444
2023		$32,200 Land $4,550 Building $27,650	$2,496,124 Land $352,713 Building $2,143,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	159 (1978–2023)
Claims Outside the SFHA	56 of 159
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 24 claims Hurricane Irene, Sep 2011 · 21 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 437 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.