365 Rye Beach Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 365 Rye Beach Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 4,218 sqft · built 1927
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$2,995,000 (Jun 2018)
Tax Bill$26,093 (2025)
Deeds & MortgagesSep 2018 Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN551400 146-19-4-60

Property Details

APN / Parcel Number

Primary APN551400 146-19-4-60
Alternative APN
  • 140014601900040600000000

Interior

Bedrooms7 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,218 sqft Living Area
1st Floor Area1,998 sqft
2nd Floor Area1,480 sqft
Upper Floors Area740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleColonial
Exterior MaterialBrick
Lot Area19,602 sqft (0.45 acres)

Location & Zoning

Street Address365 RYE BEACH AVE
CityRYE
StateNY
Zip10580-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionLOUNSBURY PARK
Legal Block4
Legal Lot Number60.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group4
Census Block4014
Census Tract7600

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address365 RYE BEACH AVE, RYE, NY 10580-3427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2018Deed of Trust, Mortgage · ARM
FREDOM MORTGAGE CORP
Jun 26, 2018Grant Deed, Transfer
ATTORNEY'S TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Prior SaleFeb 5, 2008 · Amount on Record
Deed Document Number2018581423413
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address365 RYE BEACH AVE, RYE, NY 10580-3427
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0582543610
DateSep 12, 2018
Instrument582543610
Lender
NameFREDOM MORTGAGE CORP
TypeNon-Lending Institution
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateOct 1, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.15%
Index1-Year LIBOR
Max Rate5.15%

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateJun 26, 2018
Property Address365 RYE BEACH AVE, RYE, NY 10580-3427
Document Number0581423413
Book / Page058142 / 003413
Instrument DateJun 15, 2018
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
Tax$11,980.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 JEAN ST RYE NY 105803225, RYE, NY 10580-3225

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,093.00$37,800 (-0.66%) Land $9,150 Building $28,650$3,203,390 (+6.08%) Land $775,424 Building $2,427,966
2024$38,050 (-) Land $9,150 Building $28,900$3,019,841 (+2.38%) Land $726,190 Building $2,293,651
2023$38,050 Land $9,150 Building $28,900$2,949,612 Land $709,302 Building $2,240,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims159 (1978–2023)
Claims Outside the SFHA56 of 159
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 24 claims
  • Hurricane Irene, Sep 2011 · 21 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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