381 Ridge View Dr, Payson, UT 84651 Property Records

Utah County property record for 381 Ridge View Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 2014
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,800 (Oct 2014)
Tax Bill	$3,350 (2022)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51-482-0016`

Property Details

APN / Parcel Number

Primary APN	`51-482-0016`
Alternative APN	`373735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	4,484 sqft
1st Floor Area	1,812 sqft
Basement Area	1,889 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	373735
Street Address	381 RIDGE VIEW DR
City	PAYSON
State	UT
Zip	84651-5580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16, PLAT B, ROCKY MOUNTAIN SUBDV. AREA 0.345 AC.
Legal Subdivision	ROCKY MOUNTAIN SUB
Legal Lot Number	16
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3028
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 RIDGE VIEW DR, PAYSON, UT 84651-5580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 7, 2019	Deed of Trust, Mortgage · Line of Credit SECURITY SVC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2014 · Amount on Record
Deed Sale	Oct 20, 2014 · Amount on Record
Prior Sale	Jun 18, 2014 · Amount on Record
Deed Document Number	201474927
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	381 RIDGE VIEW DR, PAYSON, UT 84651-5580
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131970
Date	Jul 28, 2021
Instrument	131970:2021

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	381 RIDGE VIEW DR, ELK RIDGE, UT 84651-5580
Document Number	0000131415
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 RIDGE VIEW DR ELK RIDGE UT 846515580, ELK RIDGE, UT 84651-5580

Mortgage

Document Number	0000131415
Date	Dec 12, 2019
Instrument	131415

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	492 Months
Due	Dec 11, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,170 (+14.84%)	$669,400 (+14.84%) Land $240,000 Building $429,400
2023		$320,595	$582,900 Land $201,700 Building $381,200
2022	$3,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Utah
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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