278 Ridge View Dr, Payson, UT 84651 Property Records

Utah County property record for 278 Ridge View Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2013
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Jul 2018)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-251-0005`

Property Details

APN / Parcel Number

Primary APN	`65-251-0005`
Alternative APN	`374919`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	4,232 sqft
1st Floor Area	1,820 sqft
Basement Area	1,950 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	374919
Street Address	278 RIDGE VIEW DR
City	PAYSON
State	UT
Zip	84651-5748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, PLAT A, CLOWARD ESTATES SUBDV. AREA 0.345 AC.
Legal Subdivision	CLOWARD ESTATES SUBDV
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3034
Census Tract	10411

Owner

278 Ridge View Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	278 RIDGE VIEW DR, PAYSON, UT 84651-5748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage FIRST COLONY MTG CORP
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Jul 25, 2014 · Amount on File
Deed Document Number	201865222
Prior Transfer Date	Mar 29, 2013
Prior Transfer Doc	0000038663
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	278 RIDGE VIEW DR, ELK RIDGE, UT 84651-5748
Document Number	0000113605
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 RIDGE VIEW DR ELK RIDGE UT 846515748, ELK RIDGE, UT 84651-5748

Mortgage

Document Number	0000113605
Date	Nov 1, 2019
Instrument	113605

Lender

Name	FIRST COLONY MTG CORP
Address	OREM, UT 84057

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 12, 2018
Property Address	278 RIDGE VIEW DR, ELK RIDGE, UT 84651-5748
Document Number	0000065222
Instrument Date	Jul 10, 2018
Instrument	065222:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	278 RIDGE VIEW DR, PAYSON, UT 84651-5748

Mortgage

Document Number	0000065232
Date	Jul 12, 2018
Instrument	065232:2018

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 278 Ridge View Dr was $3,285.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,745 (-43.41%)	$635,900 (+2.9%) Land $240,000 Building $395,900
2025	$3,285.00	$618,000 Land $218,200 Building $399,800	$618,000 Land $218,200 Building $399,800
2024	$3,285.00 (+6.62%)
2023	$3,081.00 (-8.17%)	$317,405	$577,100 Land $201,700 Building $375,400
2022	$3,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Ridge View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Ridge View Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 50% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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