381 Kepps Rd, Pasco, WA 99301 Property Records

Franklin County property record for 381 Kepps Rd, Pasco, WA 99301 · Last verified June 2026

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,620 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more
APN	`110560224`

Property Details

APN / Parcel Number

Primary APN	`110560224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,620 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	381 KEPPS RD
City	PASCO
State	WA
Zip	99301-9780
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	S2NW4NW4NW4 32-10-31, SUBJ TO RD & UTILITY EASE ALG E 30 THE
Legal Range	31E
Legal Township	10N
Legal Section	32
Jurisdiction	FRANKLIN WA
Township / Civil Division	KAHLOTUS
Census Block Group	1
Census Block	1158
Census Tract	20700

Owner

Source: Franklin County records · APN 110560224

Assessment roll updated June 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	381 KEPPS RD, PASCO, WA 99301-9780
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLIFILE
Sep 05, 2023	Quit Claim Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Jan 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS LENDING CORP
Nov 06, 2018	Deed of Trust, Mortgage · ARM GESA CU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2024
Deed Sale	Oct 28, 2024
Prior Sale	Sep 05, 2023 · Amount on Record
Deed Document Number	20241992049
Prior Transfer Date	Sep 25, 2024
Prior Transfer Doc	0001992049
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN WA
Recording Date	Apr 01, 2026
Property Address	381 KEPPS RD, PASCO, WA 99301-9780
Document Number	0002010850
Instrument Date	Mar 12, 2026
Instrument	20262010850
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 KEPPS RD, PASCO, WA 99301-9780

Mortgage

Document Number	0002010850,
Date	Apr 01, 2026
Instrument	20262010850

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.09%
Max Rate	-1%

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN WA
Recording Date	Sep 05, 2023
Property Address	381 KEPPS RD, PASCO, WA 99301-9780
Document Number	0001978112
Instrument Date	Aug 23, 2023
Instrument	1978112
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	AMERICAN LAND SERVICES INC, AMERICAN MTG SLN SVCS INC

Transaction

Amount	Amount Recorded
Tax	$3,620.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001978113
Date	Sep 05, 2023
Instrument	1978113

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN WA
Recording Date	Jan 31, 2022
Property Address	381 KEPPS RD, PASCO, WA 99301-9780
Document Number	0001955499
Instrument Date	Dec 27, 2021
Instrument	1955499
Transaction Type	Transfer
Record Updated	Feb 09, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 KEPPS RD, PASCO, WA 99301-9780

Mortgage

Document Number	0001955500
Date	Jan 31, 2022
Instrument	1955500

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN WA
Property Address	381 KEPPS RD, PASCO, WA 99301-9780
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BENTON FRANKLIN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001886945
Date	Nov 06, 2018
Instrument	1886945

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 01, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	10-Year TN
Max Rate	11.3%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN WA
Property Address	381 KEPPS RD, PASCO, WA 99301-9780
Document Number	0001912351
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 KEPPS RD PASCO WA 993019780, PASCO, WA 99301-9780

Mortgage

Document Number	0001912351
Date	Apr 22, 2020
Instrument	1912351

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Franklin County
Unified School District	Pasco School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,865.00 (+32.41%)	$416,300 (-) Land $90,000 Building $326,300	$416,300 (-) Land $90,000 Building $326,300
2023		$416,300 Land $90,000 Building $326,300	$416,300 Land $90,000 Building $326,300
2021	$2,919.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530210207001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 74% of the US · above 50% of Washington
Wildfire Likelihood	About 1 in 266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20
xyTel	Fixed Wireless (unlicensed)	25 / 10
PocketiNet Communications	Fixed Wireless (unlicensed)	25 / 8
Northwest Fiber	Fixed Wireless (licensed-by-rule)	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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