Tioga County and Owego Town property record for 381 Gary Dr, Owego, NY 13827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,430 sqft · built 1987 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Aug 2006) |
| Tax Bill | $5,829 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 119.00-2-18.25 |
| Primary APN | 493089 119.00-2-18.25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 218,236 sqft (5.01 acres) |
| Lot Width | 308 ft Width |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 266 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000013232 |
|---|---|
| Street Address | 381 GARY DR |
| City | OWEGO |
| State | NY |
| Zip | 13827-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 2 |
| Legal Lot Number | 18.025 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 20300 |
381 Gary Dr is owned and occupied by two individuals who bought it in August 2006.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 381 GARY DR, OWEGO, NY 13827-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2006 · Amount on File |
| Deed Sale | Aug 21, 2006 · Amount on File |
| Prior Sale | Aug 21, 2006 · Amount on File |
| Deed Book / Page | 13561 / 9002 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 381 Gary Dr was $5,829, down 0.1% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,829.00 (-0.07%) | ||
| 2025 | $5,833.00 | $114,800 Land $10,700 Building $104,100 | $219,713 Land $20,478 Building $199,235 |
| 2023 | $114,800 Land $10,700 Building $104,100 | $212,593 Land $19,815 Building $192,778 | |
| 2019 | $5,218.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 Gary Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 381 Gary Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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