341 Gary Dr, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 341 Gary Dr, Owego, NY 13827 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,700 sqft · built 1987
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,287 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 119.00-2-18.32`

Property Details

APN / Parcel Number

Primary APN	`493089 119.00-2-18.32`
Alternative APNs	`308911900000020180320000` `00000013291`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	884 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	528 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000013291
Street Address	341 GARY DR
City	OWEGO
State	NY
Zip	13827-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	18.032
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1050
Census Tract	20300

Owner

Source: Tioga County and Owego Town records · APN 493089 119.00-2-18.32

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	341 GARY DR, OWEGO, NY 13827-5607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	341 GARY DR, OWEGO, NY 13827-5607
Transaction Type	Mortgage
Record Updated	Sep 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170-00003520
Date	Aug 17, 2017
Instrument	170-00003520

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,287.00 (+202.11%)	$112,900 (-) Land $9,900 Building $103,000	$216,077 (+3.35%) Land $18,947 Building $197,130
2023		$112,900 Land $9,900 Building $103,000	$209,074 Land $18,333 Building $190,741
2019	$1,750.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.