McHenry County property record for 381 Everett Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,056 sqft · built 1983 |
| Lot Size | 0.176 acres (7,694 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,500 (Aug 2020) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-06-482-003 |
| Primary APN | 19-06-482-003 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,056 sqft |
| 1st Floor Area | 702 sqft |
| 2nd Floor Area | 1,354 sqft |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Frame Siding |
| Lot Area | 7,694 sqft (0.176 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 381 EVERETT AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-7162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0032415 LT 26 BUTTERNUT HOLLOW |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 06 |
| Legal Subdivision | BUTTERNUT HOLLOW |
| Legal Block | 482 |
| Legal Lot Number | 26 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 871202 |
381 Everett Ave is owned and occupied by an individual who bought it in August 2020.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1350 CUNAT CT APT 2D, 2D, LAKE IN THE HILLS, IL 60156-6149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on File |
| Deed Sale | Aug 19, 2020 · Amount on File |
| Prior Sale | Oct 28, 2016 |
| Deed Document Number | 0000032415 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 19, 2020 |
| Property Address | 381 EVERETT AVE, CRYSTAL LAKE, IL 60014-7162 |
| Document Number | 0000032415 |
| Map Reference | DOC 695614 |
| Instrument Date | Aug 16, 2020 |
| Instrument | 2020R0032415 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 381 EVERETT AVE, CRYSTAL LAKE, IL 60014-7162 |
| Document Number | 0000032416 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020R0032416 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $79,949 Land $18,135 Building $61,814 | $239,847 Land $54,405 Building $185,442 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 381 Everett Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 381 Everett Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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