351 Everett Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 351 Everett Ave, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,677 sqft · built 1984
Lot Size0.193 acres (8,410 sqft)
OwnerIndividual Name on Record
Last Sale$295,500 (Dec 2022)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-05-354-003

Property Details

APN / Parcel Number

Primary APN19-05-354-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,677 sqft
Gross Area3,354 sqft
1st Floor Area1,677 sqft

Exterior

Year BuiltBuilt 1984
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area8,410 sqft (0.193 acres)
Lot Dimensions116 ft deep x 73 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address351 EVERETT AVE
CityCRYSTAL LAKE
StateIL
Zip60014-7162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0041765 LT 23 BUTTERNUT HOLLOW
Legal Range08E
Legal Township43N
Legal Section05
Legal SubdivisionBUTTERNUT HOLLOW
Legal Block354
Legal Lot Number23
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1005
Census Tract871202

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address351 EVERETT AVE, CRYSTAL LAKE, IL 60014-7162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Apr 16, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleApr 16, 2021
Deed Document NumberTRUSTEE DEED
Record UpdatedJun 7, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateDec 21, 2022
Property Address351 EVERETT AVE, CRYSTAL LAKE, IL 60014-7162
Document Number0000041765
Map ReferenceDOC 695614
Instrument DateNov 7, 2022
Instrument2022R0041765
Transaction TypeTransfer
Record UpdatedJan 2, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$295.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 EVERETT AVE, CRYSTAL LAKE, IL 60014-7162

Mortgage

Document Number0000041766
DateDec 21, 2022
Instrument2022R0041766
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate
Rate6.87%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address351 EVERETT AVE, CRYSTAL LAKE, IL 60014-7162
Transaction TypeMortgage
Record UpdatedSep 9, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047670
DateAug 31, 2021
Instrument2021R0047670
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateApr 16, 2021
Property Address351 EVERETT AVE, CRYSTAL LAKE, IL 60014-7162
Document Number0000021014
Map ReferenceDOC 695614
Instrument DateApr 9, 2021
Instrument2021R0021014
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address351 EVERETT AVE, CRYSTAL LAKE, IL 60014-7162

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$86,518 Land $22,702 Building $63,816$259,554 Land $68,106 Building $191,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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