Lincoln County property record for 381 E Graham St, Toledo, OR 97391
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1926 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Mar 2018) |
| Tax Bill | $1,742 (2025) |
| Deeds & Mortgages | Oct 2021 Reverse Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111017BD1460000 |
| Primary APN | 111017BD1460000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,327 sqft |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | R460639 |
|---|---|
| Street Address | 381 E GRAHAM ST |
| City | TOLEDO |
| State | OR |
| Zip | 97391-1644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-G |
| Legal Description | JONES FIRST ADDN.-TOLEDO, BLOCK 6, LOT 7 & 8, DOC201802064 |
| Legal Range | 10W |
| Legal Township | 11S |
| Legal Section | 17 |
| Legal Subdivision | JONES FIRST ADDN.-TOLEDO |
| Legal Block | 6 |
| Legal Lot Number | 7,8 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 951400 |
381 E Graham St is owned and occupied by an individual who acquired it in December 2020.
Source: Lincoln County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 381 E GRAHAM ST, TOLEDO, OR 97391-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Oct 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage RETIREMENT FNDG SOLUTIONS |
| Oct 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Mar 1, 2018 | Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2018 · Amount on File |
| Deed Sale | Mar 1, 2018 · Amount on File |
| Deed Document Number | 20182064 |
| Last Transfer Date | Dec 14, 2020 |
| Transfer Doc | 0000013590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 381 E GRAHAM ST, TOLEDO, OR 97391-1644 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 381 E GRAHAM ST, TOLEDO, OR 97391-1644 |
| Document Number | 0000013589 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-13589 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.2% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 381 E GRAHAM ST, TOLEDO, OR 97391-1644 |
| Document Number | 0000010373 |
| Instrument Date | Oct 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 381 E GRAHAM ST TOLEDO OR 973911644, TOLEDO, OR 97391-1644 |
| Document Number | 0000010373 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 10373 |
| Name | RETIREMENT FNDG SOLUTIONS |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.29% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 381 E GRAHAM ST, TOLEDO, OR 97391-1644 |
| Document Number | 0000010374 |
| Instrument Date | Oct 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 381 E GRAHAM ST TOLEDO OR 973911644, TOLEDO, OR 97391-1644 |
| Document Number | 0000010374 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 10374 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.29% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Mar 1, 2018 |
| Property Address | 381 E GRAHAM ST, TOLEDO, OR 97391-1644 |
| Document Number | 0000002064 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 2064 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 E GRAHAM ST TOLEDO OR 973911644, TOLEDO, OR 97391-1644 |
The 2025 property tax bill for 381 E Graham St was $1,742, up 5% from the year before.
Source: Lincoln County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Municipality | Toledo City |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,742.00 (+5%) | $109,960 (+3%) | $205,210 (+1.87%) Land $63,700 Building $141,510 |
| 2024 | $1,659.00 (+0.79%) | $106,760 (+2.99%) | $201,440 (+1.59%) Land $55,650 Building $145,790 |
| 2023 | $1,646.00 (+3.13%) | $103,660 (+2.99%) | $198,280 (+16.35%) Land $60,520 Building $137,760 |
| 2022 | $1,596.00 | $100,650 | $170,410 Land $47,680 Building $122,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 E Graham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 381 E Graham St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOLEDO WATER UTILITIES serves 3,645 people · EPA ID OR4100899 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures