Lincoln County property record for 374 E Graham St, Toledo, OR 97391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,736 sqft · built 1928 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Feb 2020) |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111017BA0320000 |
| Primary APN | 111017BA0320000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 2,436 sqft |
| 1st Floor Area | 1,160 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Basement Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | R120437 |
|---|---|
| Street Address | 374 E GRAHAM ST |
| City | TOLEDO |
| State | OR |
| Zip | 97391-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-G |
| Legal Description | JONES FIRST ADDN.-TOLEDO, BLOCK 7, LOT 5, DOC202001993 |
| Legal Range | 10W |
| Legal Township | 11S |
| Legal Section | 17 |
| Legal Subdivision | JONES FIRST ADDN.-TOLEDO |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 951400 |
374 E Graham St is owned and occupied by two individuals who bought it in February 2020.
Source: Lincoln County records, as of July 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 374 E GRAHAM ST, TOLEDO, OR 97391-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on File |
| Deed Sale | Feb 26, 2020 · Amount on File |
| Prior Sale | Dec 27, 2016 · Amount on File |
| Deed Document Number | 20201993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Jul 24, 2026 |
| Property Address | 374 E GRAHAM ST, TOLEDO, OR 97391-1643 |
| Document Number | 0000005407 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20265407 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 374 E GRAHAM ST, TOLEDO, OR 97391-1643 |
| Document Number | 0000005407, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20265407 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 374 E GRAHAM ST, TOLEDO, OR 97391-1643 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000015385 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-15385 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Feb 26, 2020 |
| Property Address | 374 E GRAHAM ST, TOLEDO, OR 97391-1643 |
| Document Number | 0000001993 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 1993 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 374 E GRAHAM ST TOLEDO OR 973911643, TOLEDO, OR 97391-1643 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 374 E GRAHAM ST, TOLEDO, OR 97391-1643 |
| Document Number | 0000001602 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 374 E GRAHAM ST TOLEDO OR 973911643, TOLEDO, OR 97391-1643 |
| Document Number | 0000001602 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 1602 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2050 |
The 2025 property tax bill for 374 E Graham St was $2,322, up 5% from the year before.
Source: Lincoln County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Municipality | Toledo City |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,322.00 (+4.97%) | $146,540 (+2.99%) | $285,170 (-0.07%) Land $53,890 Building $231,280 |
| 2024 | $2,212.00 (+0.87%) | $142,280 (+3%) | $285,370 (+3.45%) Land $47,390 Building $237,980 |
| 2023 | $2,193.00 (+3.1%) | $138,140 (+3%) | $275,850 (+14.79%) Land $51,320 Building $224,530 |
| 2022 | $2,127.00 | $134,120 | $240,310 Land $40,590 Building $199,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 374 E Graham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 374 E Graham St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOLEDO WATER UTILITIES serves 3,645 people · EPA ID OR4100899 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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