381 E Bear Lake Dr, Mammoth Lakes, CA 93546 Property Records

Mono County property record for 381 E Bear Lake Dr, Mammoth Lakes, CA 93546

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,264 sqft · built 2018
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Company Names on Record
Last Sale	$2,043,500 (Nov 2018)
Tax Bill	$26,115 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-420-009-000`

Property Details

APN / Parcel Number

Primary APN	`033-420-009-000`
Alternative APN	`033-330-081-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	033-330-081-000
Street Address	381 E BEAR LAKE DR
City	MAMMOTH LAKES
State	CA
Zip	93546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PLAT BOOK: T10 PLAT PAGE: 100
Legal Subdivision	GRAY BEAR 1
Legal Block	5
Legal Lot Number	5
Jurisdiction	MONO CA
Township / Civil Division	MAMMOTH LAKES
Census Block Group	5
Census Block	5027
Census Tract	202

Owner

Source: Mono County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 2739, MAMMOTH LAKES, CA 93546-2739
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 30, 2018	Grant Deed, Subdivision Related Transfer · ARM AXOS BANK
Feb 16, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	20184509
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	381 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546

Mortgage

Document Number	0000001053
Date	May 17, 2023
Instrument	2023001053

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 5, 2063

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	381 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2739, MAMMOTH LAKES, CA 93546-2739

Mortgage

Document Number	0000006271
Date	Aug 18, 2021
Instrument	2021006271

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONO CA
Recording Date	Nov 30, 2018
Property Address	381 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546
Document Number	0000004509
Map Reference	MB11 PG5,5A-5C
Instrument Date	Nov 15, 2018
Instrument	2018004509
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2021
Title Company	INYO MONO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	45575 MERONA CT, TEMECULA, CA 92592-5890

Mortgage

Document Number	0000004510
Date	Nov 30, 2018
Instrument	2018004510

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	11%
Index	1-Year LIBOR
Max Rate	11%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONO CA
Recording Date	Feb 16, 2017
Property Address	381 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546
Document Number	0000000641
Instrument Date	Feb 3, 2017
Instrument	641
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transaction

Amount	Amount Recorded
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3389 MAMMOTH LAKES CA 935463389, MAMMOTH LAKES, CA 93546-3389

Tax Assessment & Valuation

Source: Mono County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Mono County
Municipality	Mammoth Lakes Town
Unified School District	Mammoth Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,324,622 (+2%) Land $512,020 Building $1,812,602
2025	$26,115.00 (+6.59%) Homeowner's exemption	$2,279,042 (+4.04%) Land $501,981 Building $1,777,061
2023	$24,501.00 Homeowner's exemption	$2,190,546 Land $482,490 Building $1,708,056

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAMMOTH CWD serves 8,234 people · EPA ID CA2610001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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