381 Cascade Dr, Winchester, TN 37398 Property Records

Franklin County property record for 381 Cascade Dr, Winchester, TN 37398

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,486 sqft · built 2019
Lot Size0.635 acres (27,675 sqft)
OwnerIndividual Name on Record
Last Sale$725,000 (Sep 2022)
Tax Bill$3,460 (2022)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN026055C A 04200

Property Details

APN / Parcel Number

Primary APN026055C A 04200
Alternative APN
  • 055C A 04200

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,486 sqft Living Area
1st Floor Area2,508 sqft
Upper Floors Area978 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,675 sqft (0.635 acres)
Lot Dimensions123 ft deep x 225 ft wide
TerrainRolling
Garage TypeFinished
Garage Area776 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area550 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address381 CASCADE DR
CityWINCHESTER
StateTN
Zip37398-5024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: W01
Legal SubdivisionSTONE FIELD HEIGHTS PH I
Legal Lot Number42
JurisdictionFRANKLIN TN
Township / Civil Division2
Census Block Group2
Census Block2014
Census Tract960402

Owner

Source: Franklin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address381 CASCADE DR, WINCHESTER, TN 37398-5024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ASCEND FCU
Dec 10, 2019Warranty Deed, Transfer · Construction Mortgage
CHARLES T YOKLEY
Apr 10, 2018Warranty Deed, Construction Loan · Line of Credit
FIRST VISION BK/TN-FRANKLIN CN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleDec 10, 2019 · Amount on Record
Deed Document Number20227554
Deed Book / Page470 / 488
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateSep 26, 2022
Property Address381 CASCADE DR, WINCHESTER, TN 37398-5024
Document Number0022007554
Book / PageD470 / 488
Map ReferenceENV 449 B
Instrument DateSep 23, 2022
Instrument22007554
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyMETROPOLITAN ESCROW, METROPOLITAN ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,682.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 CASCADE DR, WINCHESTER, TN 37398-5024

Mortgage

Document Number0022007555
DateSep 26, 2022
Instrument22007555
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN TN
Property Address381 CASCADE DR, WINCHESTER, TN 37398-5024
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021009504
DateOct 27, 2021
Book PageT1415/83
Instrument21009504
Lender
NameASCEND FCU
TypeCredit Union
AddressTULLAHOMA, TN 37388
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateDec 10, 2019
Property Address381 CASCADE DR, WINCHESTER, TN 37398-5024
Document Number0000007683
Book / Page000440 / 000460
Instrument DateDec 10, 2019
Instrument7683
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,628.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 CASCADE DR WINCHESTER TN 373985024, WINCHESTER, TN 37398-5024

Mortgage

Document Number7684
DateDec 10, 2019
Book Page001310/000245
Instrument7684
Lender
NameCHARLES T YOKLEY
Address154 CHASE CIR, WINCHESTER, TN 37398-5377
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 9, 2020

April 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateApr 10, 2018
Property Address381 CASCADE DR, WINCHESTER, TN 37398-5024
Document Number0000002140
Book / Page000427 / 000161
Instrument DateApr 10, 2018
Instrument2140
Transaction TypeConstruction Loan
Record UpdatedApr 16, 2018
Title CompanyACCESS TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
Tax$109.15
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 TENNESSEE DR ESTILL SPRINGS TN 373303681, ESTILL SPRINGS, TN 37330-3681

Mortgage

Document Number2141
DateApr 10, 2018
Book Page001249/000306
Instrument2141
Lender
NameFIRST VISION BK/TN-FRANKLIN CN
AddressDECHERD, TN 37324
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 9, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
MunicipalityWinchester City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$137,275 (-) Land $15,000 Building $122,275
2023$137,275 Land $15,000 Building $122,275
2022$3,460.00$549,100 Land $60,000 Building $489,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECHERD WATER DEPT
serves 4,809 people · EPA ID TN0000187
Water SourceGroundwater influenced by surface water
Last State InspectionMay 2025
Lead8 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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