Franklin County property record for 264 Cascade Dr, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,699 sqft · built 2008 |
| Lot Size | 0.955 acres (41,616 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $887,000 (Jan 2025) |
| Tax Bill | $3,635 (2022) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026055C A 01700 |
| Primary APN | 026055C A 01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,699 sqft Living Area |
| 1st Floor Area | 2,910 sqft |
| Upper Floors Area | 789 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,616 sqft (0.955 acres) |
| Lot Dimensions | 306 ft deep x 136 ft wide |
| Garage Type | Finished |
| Garage Area | 926 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 100 sqft |
| Porch | Slab |
| Porch Area | 388 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 264 CASCADE DR |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-4622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: W01 |
| Legal Subdivision | STONE FIELD HEIGHTS PH I |
| Legal Lot Number | 17 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960402 |
264 Cascade Dr is owner-occupied and held in a trust since March 2025.
Source: Franklin County records, as of January 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 264 CASCADE DR, WINCHESTER, TN 37398-4622 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage STONE FORT MORTGAGE INC |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Jul 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Nov 13, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST VISION BK/TN-FRANKLIN CN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on File |
| Deed Sale | Jan 31, 2025 · Amount on File |
| Prior Sale | Jul 6, 2023 · Amount on File |
| Deed Document Number | 2025616 |
| Deed Book / Page | 492 / 244 |
| Last Transfer Date | Mar 14, 2025 |
| Transfer Doc | 0025001591 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jul 6, 2023 |
| Property Address | 264 CASCADE DR, WINCHESTER, TN 37398-4622 |
| Document Number | 0023004090 |
| Book / Page | D477 / 369 |
| Map Reference | ENV 449B |
| Instrument Date | Jun 30, 2023 |
| Instrument | 23004090 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,215.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 CASCADE DR, WINCHESTER, TN 37398-4622 |
| Document Number | 0023004091 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 23004091 |
| Name | STONE FORT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 264 CASCADE DR, WINCHESTER, TN 37398-4622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004246 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | T1334/474 |
| Instrument | 20004246 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jul 25, 2019 |
| Property Address | 264 CASCADE DR, WINCHESTER, TN 37398-4622 |
| Document Number | 0019004272 |
| Book / Page | D0437 / 551 |
| Map Reference | ENV 449B |
| Instrument Date | Jul 24, 2019 |
| Instrument | 19004272 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | SOUTHERN TENNESSEE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,735.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 CASCADE DR, WINCHESTER, TN 37398-4622 |
| Document Number | 0019004273 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 19004273 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 264 CASCADE DR, WINCHESTER, TN 37398-4622 |
| Document Number | 0000007335 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 264 CASCADE DR WINCHESTER TN 373984622, WINCHESTER, TN 37398-4622 |
| Document Number | 0000007335 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 001271/000526 |
| Instrument | 7335 |
| Name | FIRST VISION BK/TN-FRANKLIN CN |
|---|---|
| Address | DECHERD, TN 37324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 18, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,975 Land $18,750 Building $138,225 | ||
| 2023 | $156,975 (+8.88%) Land $18,750 Building $138,225 | ||
| 2022 | $3,635.00 | $144,175 Land $18,750 Building $125,425 | $627,900 (+8.88%) Land $75,000 Building $552,900 |
| 2021 | $576,700 Land $75,000 Building $501,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 264 Cascade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 264 Cascade Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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