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38095 Graves Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38095 Graves Rd, Coltons Point, MD 20626 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,010 sqft · built 1964
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Sep 2009)
Tax Bill$2,011 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN07-007280

Property Details

APN / Parcel Number

Primary APN07-007280
Alternative APNs
  • 7007280
  • 007280

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,010 sqft Total Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number007280
Street Address38095 GRAVES RD
CityCOLTONS POINT
StateMD
Zip20626-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12,632 SF RT 242 ST PATRICT CREEK
Legal SubdivisionPATRICT CREEK
JurisdictionST MARY'S MD
Township / Civil Division7, MILESTOWN
Census Block Group3
Census Block3008
Census Tract875300

Owner

Source: St. Mary's County records · APN 07-007280

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28590 POINT LOOKOUT RD, LOVEVILLE, MD 20656
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2009 · Amount on Record
Deed SaleSep 16, 2009 · Amount on Record
Prior SaleMar 18, 2004
Deed Document Number2009446
Deed Book / Page3347 / 784
Last Transfer DateFeb 28, 2014
Transfer Doc0040150001
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address38095 GRAVES RD, COLTONS POINT, MD 20626-2029
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyPARK PLACE TITLE LLC, PARK PLACE T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10100 GRIFFITH LN, WHITE PLAINS, MD 20695-2811

Mortgage

Document Number0063840424
DateAug 21, 2023
Book Page6384/424
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$188,900 (+9.44%)$205,200 (-) Land $72,500 Building $132,700
2025$2,011.00 (+13.62%)$172,600 (+14.68%)$205,200 (+31.29%) Land $72,500 Building $132,700
2023$1,770.00$150,500$156,300 Land $72,500 Building $83,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 48 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims22 (1996–2021)
Claims Outside the SFHA10 of 22
Most Recent ClaimOct 2021, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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