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  2. Maryland
  3. St. Mary's County
  4. Coltons Point
  5. Graves Rd

38094 Graves Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38094 Graves Rd, Coltons Point, MD 20626

Property Summary

Property TypeSingle Family Home
Details1 ba · 832 sqft · built 1957
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Last Sale$246,000 (Jun 2024)
Tax Bill$2,078 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN07-014856

Property Details

APN / Parcel Number

Primary APN07-014856
Alternative APNs
  • 7014856
  • 014856

Interior

Full Baths1 Bath
Stories1 Story
Building Area832 sqft Total Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,344 sqft (0.49 acres)
PorchPorch
Porch Area208 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number014856
Street Address38094 GRAVES RD
CityCOLTONS POINT
StateMD
Zip20626-2028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal Description21,344 SQ FT E/S RT 242 GOLDEN SUBDIVISION
Legal SubdivisionGOLDEN SUB
JurisdictionST MARY'S MD
Township / Civil Division7, MILESTOWN
Census Block Group3
Census Block3008
Census Tract875300

Owner

Source: St. Mary's County records · APN 07-014856

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38094 GRAVES RD, COLTONS POINT, MD 20626-2028
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 30, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2024 · Amount on Record
Deed SaleJun 06, 2024 · Amount on Record
Prior SaleSep 16, 2020 · Amount on Record
Deed Book / Page6520 / 465
Record UpdatedSep 20, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateSep 16, 2020
Property Address38094 GRAVES RD, COLTONS POINT, MD 20626-2028
Document Number0054640365
Book / Page5464 / 365
Instrument DateAug 20, 2020
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$948.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38094 GRAVES RD, COLTONS POINT, MD 20626-2028

Mortgage

Document Number5464374
DateSep 16, 2020
Instrument5464/374
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST MARY'S MD
Recording DateMay 30, 2019
Property Address38094 GRAVES RD, COLTONS POINT, MD 20626-2028
Document Number0050850262
Book / Page005085 / 000262
Instrument DateFeb 26, 2019
Transaction TypeForeclosure
Record UpdatedJun 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$130.85
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address38094 GRAVES RD COLTONS POINT MD 20626, COLTONS POINT, MD 20626

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$208,900 (+45.14%)$238,900 (+60.44%) Land $77,400 Building $161,500
2025$2,078.00 (+22.24%)
2023$1,700.00$143,933$148,900 Land $77,400 Building $71,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims22 (1996–2021)
Claims Outside the SFHA10 of 22
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable		1,000 / 50

Based on FCC filings for 59 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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