3809 Sandcliff, Laredo, TX 78045 Property Records

Webb County property record for 3809 Sandcliff, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,331 sqft · built 2004
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$401,640 (Feb 2022)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-11005-050`

Property Details

APN / Parcel Number

Primary APN	`985-11005-050`
Alternative APN	`303400`

Interior

Stories	1 Story
Building Area	2,331 sqft Living Area
1st Floor Area	2,331 sqft
Utility Area	168 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	359 sqft
Pool House	504 sqft
Porch	Open Porch
Porch Area	643 sqft
Storage Building	24 sqft

Location & Zoning

Street Address	3809 SANDCLIFF
City	LAREDO
State	TX
Zip	78045-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD, BLOCK 5, LOT 5, PHASE 6
Legal Subdivision	WINFIELD
Legal Phase	6
Legal Block	5
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2014
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3809 SANDCLIFF, LAREDO, TX 78045-8439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Vendor's Lien, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC
Jul 30, 2018	Vendor's Lien, Transfer · Conventional Mortgage GEORGETOWN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	20221459402
Deed Book / Page	5221 / 185
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	004455/731
Record Updated	Oct 29, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 25, 2022
Property Address	3809 SANDCLIFF, LAREDO, TX 78045-8439
Document Number	005221/185
Book / Page	5221 / 185
Map Reference	VOL 23 PG 94-95
Instrument Date	Feb 24, 2022
Instrument	1459402
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 SANDCLIFF, LAREDO, TX 78045-8439

Mortgage

Document Number	0001459403
Date	Feb 25, 2022
Instrument	1459403

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 30, 2018
Property Address	3809 SANDCLIFF, LAREDO, TX 78045-8439
Document Number	004455/731
Book / Page	4455 / 731
Map Reference	VOL 23 PG 94&95
Instrument Date	Jul 26, 2018
Instrument	1335656
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 SANDCLIFF, LAREDO, TX 78045-8439

Mortgage

Document Number	0001335657
Date	Jul 30, 2018
Instrument	1335657

Lender

Name	GEORGETOWN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,961 (-0.49%) Land $136,149 Building $254,812	$390,961 (-0.49%) Land $136,149 Building $254,812
2025	$1,988.00 (-18.16%)	$392,876 (+11.41%) Land $136,149 Building $256,727	$392,876 (+11.41%) Land $136,149 Building $256,727
2024	$2,429.00 (+9.51%)
2023		$352,624 Land $131,596 Building $221,028	$352,624 Land $131,596 Building $221,028
2022	$2,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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