3804 Sandcliff, Laredo, TX 78045 Property Records

Webb County property record for 3804 Sandcliff, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,035 sqft · built 2004
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,600 (Jul 2021)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-11004-160`

Property Details

APN / Parcel Number

Primary APN	`985-11004-160`
Alternative APN	`303396`

Interior

Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	2,563 sqft
1st Floor Area	2,035 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	312 sqft
Porch	Open Porch
Porch Area	655 sqft

Location & Zoning

Street Address	3804 SANDCLIFF
City	LAREDO
State	TX
Zip	78045-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD, BLOCK 4, LOT 16, PHASE 6
Legal Subdivision	WINFIELD
Legal Phase	6
Legal Block	4
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2013
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3804 SANDCLIFF, LAREDO, TX 78045-8439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 29, 2021	Vendor's Lien, Transfer MORTGAGE CONNEXTIONS LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	20211437127
Deed Book / Page	5075 / 401
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	005075/401
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3804 SANDCLIFF, LAREDO, TX 78045-8439
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004720/079
Date	Jan 8, 2020
Book Page	4720/079
Instrument	1381346

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 29, 2021
Property Address	3804 SANDCLIFF, LAREDO, TX 78045-8439
Document Number	005075/401
Book / Page	5075 / 401
Map Reference	VOL 17 PG 66
Instrument Date	Jul 23, 2021
Instrument	1437127
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 POST OAK BLVD STE 100, 100, HOUSTON, TX 77056-3131

Mortgage

Date	Jul 29, 2021

Lender

Name	MORTGAGE CONNEXTIONS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,906 (-0.46%) Land $130,053 Building $211,853	$341,906 (-0.46%) Land $130,053 Building $211,853
2025	$1,738.00 (-17.36%) Homeowner's exemption	$343,502 (+8.07%) Land $130,053 Building $213,449	$343,502 (+8.07%) Land $130,053 Building $213,449
2024	$2,103.00 (+5.04%)
2023		$317,854 Land $125,704 Building $192,150	$317,854 Land $125,704 Building $192,150
2022	$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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