3809 Edgewater Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3809 Edgewater Dr, Sebring, FL 33872

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,191 sqft · built 1979
Lot Size	0.027 acres (1,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,500 (Sep 2004)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044813200001325`

Property Details

APN / Parcel Number

Primary APN	`C044813200001325`
Alternative APN	`C-04-34-28-132-0000-1325`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,191 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,187 sqft (0.027 acres)
View / Lot	Condo
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3809 EDGEWATER DR
City	SEBRING
State	FL
Zip	33872-2050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	FAIRWAY VILLAS CONDO PB 12-PG 75 UNIT 132-5 + INT IN COMMON ELEMENTS
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	FAIRWAY VILLAS CONDO SNL SEB
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1002
Census Tract	960503

Owner

Source: Highlands County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3809 EDGEWATER DR, SEBRING, FL 33872-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2004 · Amount on Record
Deed Sale	Sep 7, 2004 · Amount on Record
Prior Sale	Mar 22, 2000 · Amount on Record
Deed Document Number	20041268947
Deed Book / Page	1788 / 310
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 17, 2017
Property Address	3809 EDGEWATER DR, SEBRING, FL 33872-2050
Document Number	0001863041
Book / Page	002594 / 001954
Instrument Date	Aug 15, 2017
Instrument	1863041
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3809 EDGEWATER DR SEBRING FL 338722050, SEBRING, FL 33872-2050

Mortgage

Document Number	1863042
Date	Aug 17, 2017
Book Page	002594/001955
Instrument	1863042

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2037

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+132.03%) Homeowner's exemption	$64,457 (+5.99%)	$130,237 (+15.87%) Land $12,500 Building $117,737
2024	$715.00 (+2.88%)
2023	$695.00 (+1.46%) Homeowner's exemption	$60,816 (+3%)	$112,398 (+45.21%) Land $4,500 Building $107,898
2022	$685.00 Homeowner's exemption	$59,045	$77,404 Land $4,500 Building $72,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20