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3807 Edgewater Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3807 Edgewater Dr, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,316 sqft · built 1979
Lot Size0.028 acres (1,260 sqft)
OwnerIndividual Name on File
Last Sale$173,000 (Dec 2025)
Tax Bill$1,596 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APNC044813200001324

Property Details

APN / Parcel Number

Primary APNC044813200001324
Alternative APN
  • C-04-34-28-132-0000-1324

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,234 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,260 sqft (0.028 acres)
PorchFinished/Screened Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC044813200001324
Street Address3807 EDGEWATER DR
CitySEBRING
StateFL
Zip33872-2050
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionFAIRWAY VILLAS CONDO PB 12-PG 75 UNIT 132-4 + INT IN COMMON ELEMENTS
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionFAIRWAY VILLAS CONDO SNL SEB
Legal Lot Number132
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group1
Census Block1002
Census Tract960503

Owner

Source: Highlands County records · APN C044813200001324

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3807 EDGEWATER DR # 132-4, 132-4, SEBRING, FL 33872-2050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2025Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Nov 12, 2019Warranty Deed, Transfer
HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2025 · Amount on Record
Deed SaleDec 02, 2025 · Amount on Record
Prior SaleNov 12, 2019 · Amount on Record
Deed Document Number2289881
Deed Book / Page3160 / 188
Record UpdatedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateDec 02, 2025
Property Address3807 EDGEWATER DR, SEBRING, FL 33872-2050
Document Number0002289881
Book / Page3160 / 188
Map ReferenceMB 587 PG 756
Instrument DateNov 24, 2025
Instrument2289881
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyWHEATLAND TITLE, HEARTLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,211.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4370 WILLIAMS RD, RANSOMVILLE, NY 14131-9312

Transferred To (Grantee/Buyer)

NameVerified Name
Address3807 EDGEWATER DR # 132-4, 132-4, SEBRING, FL 33872-2050

Mortgage

Document Number0003160190
DateDec 02, 2025
Instrument3160/190
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 12, 2019
Property Address3807 EDGEWATER DR, SEBRING, FL 33872-2050
Document Number0001963431
Book / Page002722 / 001439
Instrument DateNov 01, 2019
Instrument1963431
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

AmountAmount Recorded
Tax$434.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4370 WILLIAMS RD RANSOMVILLE NY 141319312, RANSOMVILLE, NY 14131-9312

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$129,268 (+15.93%) Land $12,500 Building $116,768$129,268 (+15.93%) Land $12,500 Building $116,768
2024$1,596.00 (+8.42%)
2023$1,472.00 (+18.14%)$111,508 (+45.19%) Land $4,500 Building $107,008$111,508 (+45.19%) Land $4,500 Building $107,008
2022$1,246.00$76,801 Land $4,500 Building $72,301$76,801 Land $4,500 Building $72,301

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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