Baltimore County property record for 3809 Bay Dr, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,802 sqft · built 1993 |
| Lot Size | 0.284 acres (12,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,250 (Jun 2018) |
| Tax Bill | $10,317 (2024) |
| Deeds & Mortgages | Jun 2018 Sale Dec 2017 Sale |
| APN | 15-1510453230 |
| Primary APN | 15-1510453230 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,802 sqft Living Area |
| Gross Area | 3,138 sqft |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 760 sqft |
| Finished Basement | 760 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,350 sqft (0.284 acres) |
| Lot Dimensions | 248 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 132 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 1510453230 |
|---|---|
| Street Address | 3809 BAY DR |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWLEYS QUARTERS |
| Legal Subdivision | BOWLEYS QUARTERS |
| Legal Block | 2 |
| Legal Lot Number | 242 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 451802 |
Source: Baltimore County records · APN 15-1510453230
Assessment roll updated July 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3809 BAY DR, MIDDLE RIVER, MD 21220-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 07, 2018 | Grant Deed, Transfer COMMERCIAL TITLE COMPANY |
| Dec 19, 2017 | Grant Deed, Transfer MID ATLANTIC TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2018 · Amount on Record |
| Deed Sale | Jun 07, 2018 · Amount on Record |
| Prior Sale | Dec 19, 2017 · Amount on Record |
| Deed Book / Page | 40329 / 340 |
| Prior Transfer Date | Dec 18, 2017 |
| Prior Transfer Doc | 0397640124 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jun 07, 2018 |
| Property Address | 3809 BAY DR, BALTIMORE, MD 21220-4407 |
| Document Number | 0403290340 |
| Book / Page | 040329 / 000340 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | COMMERCIAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3809 BAY DR BALTIMORE MD 212204407, BALTIMORE, MD 21220-4407 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Dec 19, 2017 |
| Property Address | 3809 BAY DR, BALTIMORE, MD 21220-4407 |
| Document Number | 0397640124 |
| Book / Page | 039764 / 000124 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | MID ATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3809 BAY DR BALTIMORE MD 212204407, BALTIMORE, MD 21220-4407 |
Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $747,967 (+13.28%) | $791,800 (+19.92%) Land $395,300 Building $396,500 | |
| 2024 | $10,317.00 (+96.22%) | ||
| 2023 | $5,258.00 | $660,300 Land $262,000 Building $398,300 | $660,300 Land $262,000 Building $398,300 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 234 policies |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 351 (1979–2024) |
| Claims Outside the SFHA | 53 of 351 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 56 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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