Baltimore County property record for 3733 Bay Dr, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,434 sqft · built 2006 |
| Lot Size | 0.357 acres (15,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jan 1995) |
| Tax Bill | $8,574 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| APN | 15-1502851040 |
| Primary APN | 15-1502851040 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Basement Area | 160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,550 sqft (0.357 acres) |
| Lot Dimensions | 255 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 848 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 1502851040 |
|---|---|
| Street Address | 3733 BAY DR |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWLEYS QUARTERS |
| Legal Subdivision | BOWLEYS QUARTERS |
| Legal Block | 2 |
| Legal Lot Number | 237 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 451802 |
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3733 BAY DR, BALTIMORE, MD 21220-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 1995 · Amount on Record |
| Deed Sale | Jan 4, 1995 · Amount on Record |
| Deed Book / Page | 10894 / 22 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3733 BAY DR, BALTIMORE, MD 21220-4406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VELOCITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0418330437 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 41833/437 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2034 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $763,633 (+32.51%) | $857,300 (+48.76%) Land $398,500 Building $458,800 | |
| 2024 | $8,574.00 (+113.23%) | ||
| 2023 | $4,021.00 | $576,300 Land $262,800 Building $313,500 | $576,300 Land $262,800 Building $313,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 234 policies |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 351 (1979–2024) |
| Claims Outside the SFHA | 53 of 351 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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