38085 Chaptico Rd, Chaptico, MD 20621 Property Records

St. Mary's County property record for 38085 Chaptico Rd, Chaptico, MD 20621

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,404 sqft · built 1965
Lot Size3.76 acres (163,786 sqft)
Owner2 Individual Names on Record
Tax Bill$2,226 (2025)
Flood ZoneZone X (minimal risk)
APN04-005805

Property Details

APN / Parcel Number

Primary APN04-005805
Alternative APNs
  • 4005805
  • 005805

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,404 sqft Total Area
Basement Area312 sqft
Finished Basement312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area163,786 sqft (3.76 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number005805
Street Address38085 CHAPTICO RD
CityCHAPTICO
StateMD
Zip20621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal Description3.76 ACRES CHAPTICO-HELEN RD
JurisdictionST MARY'S MD
Township / Civil Division4, CHAPTICO
Census Block Group3
Census Block3005

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 32, CHAPTICO, MD 20621-0032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$307,733 (+13.71%)$322,800 (+16.28%) Land $129,900 Building $192,900
2025$2,226.00 (+3.34%) Homeowner's exemption
2023$2,154.00 Homeowner's exemption$270,633$277,600 Land $129,900 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

May also be available: T-Mobile.

Nearby Properties on Chaptico Rd

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