St. Mary's County property record for 37670 Chaptico Rd, Chaptico, MD 20621
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,634 sqft · built 1994 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,071 (Nov 2022) |
| Tax Bill | $3,375 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-045211 |
| Primary APN | 04-045211 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,634 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 89,298 sqft (2.05 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 368 sqft |
| Deck Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 045211 |
|---|---|
| Street Address | 37670 CHAPTICO RD |
| City | CHAPTICO |
| State | MD |
| Zip | 20621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 2.057 ACRES RT 238 CHAPTICO |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 1 |
| Census Block | 1007 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37670 CHAPTICO RD, CHAPTICO, MD 20621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Intrafamily Transfer, Transfer · Loan Assumption WELLS FARGO BANK NA |
| Sep 13, 2017 | Deed of Trust, Mortgage · Line of Credit VIRGINIA PARTNERS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on Record |
| Deed Sale | Nov 2, 2022 · Amount on Record |
| Prior Sale | Jan 7, 1992 · Amount on Record |
| Deed Book / Page | 6248 / 168 |
| Prior Transfer Date | Sep 23, 2022 |
| Prior Transfer Doc | 0062480168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Nov 2, 2022 |
| Property Address | 37670 CHAPTICO RD, CHAPTICO, MD 20621 |
| Document Number | 0062480168 |
| Book / Page | 6248 / 168 |
| Instrument Date | Sep 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12999 HALLORAN LN, CHARLOTTE HALL, MD 20622-3687 |
| Name | Verified Name |
|---|---|
| Address | 37670 CHAPTICO ROAD, CHAPTICO, MD 20621 |
| Document Number | 0006248174 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 6248/174 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 37670 CHAPTICO RD, CHAPTICO, MD 20621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047230335 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 4723/335 |
| Instrument | 4723-335 |
| Name | VIRGINIA PARTNERS BANK |
|---|---|
| Type | Bank |
| Address | FREDERICKSBURG, VA 22401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,800 (+4.57%) | $346,300 (-) Land $121,000 Building $225,300 | |
| 2025 | $3,375.00 (+7.01%) Homeowner's exemption | $317,300 (+7.64%) | $346,300 (+14.37%) Land $121,000 Building $225,300 |
| 2023 | $3,154.00 Homeowner's exemption | $294,767 | $302,800 Land $121,000 Building $181,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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