38080 Ed Brown Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38080 Ed Brown Rd, Coltons Point, MD 20626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1930
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Sep 2020)
Tax Bill	$6,518 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-010540`

Property Details

APN / Parcel Number

Primary APN	`07-010540`
Alternative APNs	`7010540` `010540`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	896 sqft
Deck Area	112 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010540
Street Address	38080 ED BROWN RD
City	COLTONS POINT
State	MD
Zip	20626-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 6 MILLER'S SUBDIVISION
Legal Subdivision	MILLERS SUBDIVISION
Legal Lot Number	6
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3006
Census Tract	875300

Owner

38080 Ed Brown Rd is owned and occupied by two individuals who bought it in September 2020.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38080 ED BROWN RD, COLTONS POINT, MD 20626-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Prior Sale	Oct 26, 1995 · Amount on File
Deed Book / Page	5466 / 404
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 17, 2020
Property Address	38080 ED BROWN RD, COLTONS POINT, MD 20626-2003
Document Number	0054660404
Book / Page	5466 / 404
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38080 ED BROWN RD, COLTONS POINT, MD 20626-2003

Mortgage

Document Number	5466410
Date	Sep 17, 2020
Instrument	5466/410

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 38080 Ed Brown Rd was $6,518.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,933	$671,300 Land $365,000 Building $306,300
2025	$6,518.00
2023	$5,559.00	$489,633	$532,200 Land $285,000 Building $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38080 Ed Brown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38080 Ed Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ed Brown Rd

Nearby Streets

All Coltons Point, MD Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures