38000 Ed Brown Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38000 Ed Brown Rd, Coltons Point, MD 20626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,236 sqft · built 1960
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (May 2019)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`07-010656`

Property Details

APN / Parcel Number

Primary APN	`07-010656`
Alternative APNs	`7010656` `010656`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,236 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	144 sqft
Shed	1 Shed
Shed Area	280 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	010656
Street Address	38000 ED BROWN RD
City	COLTONS POINT
State	MD
Zip	20626-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1.25 ACRES E/S RT 242 ST PATRICK CREEK
Legal Subdivision	PATRICK CREEK
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3006
Census Tract	875300

Owner

38000 Ed Brown Rd is owned and occupied by two individuals who bought it in May 2019.

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38000 ED BROWN RD, COLTONS POINT, MD 20626-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAILEY BERNARD A SR TRU (RT)
May 7, 2019	Grant Deed, Transfer · Construction Mortgage ARTHUR L JR & J WALTER GOODE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Prior Sale	Jun 18, 2008
Deed Book / Page	5071 / 314
Prior Transfer Date	Jun 17, 2008
Prior Transfer Doc	0031810040
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38000 ED BROWN RD, COLTONS POINT, MD 20626-2003
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057430001
Date	Apr 21, 2021
Book Page	5743/1

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38000 ED BROWN RD, COLTONS POINT, MD 20626-2003
Document Number	0050860171
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38000 ED BROWN RD COLTONS POINT MD 206262003, COLTONS POINT, MD 20626-2003

Mortgage

Document Number	0050860171
Date	Jun 3, 2019
Book Page	005086/000171

Lender

Name	BAILEY BERNARD A SR TRU (RT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 2, 2024

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 7, 2019
Property Address	38000 ED BROWN RD, COLTONS POINT, MD 20626-2003
Document Number	0050710314
Book / Page	005071 / 000314
Instrument Date	Mar 2, 2019
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 3 COLTONS POINT MD 206260003, COLTONS POINT, MD 20626-0003

Mortgage

Document Number	50710322
Date	May 7, 2019
Book Page	005071/000322

Lender

Name	ARTHUR L JR & J WALTER GOODE
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 6, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 38000 Ed Brown Rd was $4,089 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,167 (+7.38%)	$440,500 (-) Land $291,700 Building $148,800
2025	$4,089.00 Homeowner's exemption	$383,833	$440,500 Land $291,700 Building $148,800
2023	$3,841.00 Homeowner's exemption	$345,067	$355,500 Land $235,700 Building $119,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38000 Ed Brown Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38000 Ed Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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