3808 E 4th Ct, Panama City, FL 32401 Property Records

Bay County property record for 3808 E 4th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1962
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Apr 2023)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`23564-000-000`

Property Details

APN / Parcel Number

Primary APN	`23564-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Heated Area
Gross Area	1,104 sqft
1st Floor Area	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Driveway	Driveway
Driveway Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3808 E 4TH CT
City	PANAMA CITY
State	FL
Zip	32401-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD HTS REPLAT LOT 10 & A 10' TRI PARCEL FRONTING 4TH CT BLK 3
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	SPRINGFIELD
Legal Block	3
Legal Lot Number	10,A
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

3808 E 4th Ct is owned by an individual who bought it in April 2023.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3606 PHILLIPS LN, PANAMA CITY, FL 32404-5813
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Deed Document Number	2023023382
Deed Book / Page	4679 / 365
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 17, 2023
Property Address	3808 E 4TH CT, PANAMA CITY, FL 32401-5514
Document Number	0046790365
Book / Page	4679 / 365
Map Reference	MB 9 PG 67
Instrument Date	Apr 14, 2023
Instrument	2023023382
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6860 COUNTY ROAD 107, ARITON, AL 36311-8667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 PHILLIPS LN, PANAMA CITY, FL 32404-5813

Tax Assessment & Valuation

The 2025 property tax bill for 3808 E 4th Ct was $1,792.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,792.00	$113,006 Land $18,972 Building $94,034	$113,006 Land $18,972 Building $94,034
2023	$906.00 (+12.97%)	$54,601 (+10.3%) Land $12,648 Building $41,953	$54,601 (+10.3%) Land $12,648 Building $41,953
2022	$802.00	$49,503 Land $11,383 Building $38,120	$49,503 Land $11,383 Building $38,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3808 E 4th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3808 E 4th Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20