Bay County property record for 3802 E 4th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,253 sqft · built 1966 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Mar 2021) |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23555-000-000 |
| Primary APN | 23555-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,253 sqft Living Area |
| 1st Floor Area | 1,253 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 120 ft deep x 91 ft wide |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 375 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3802 E 4TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGFIELD HTS REPLAT LOT 1 BLK 3 ORB 4381 P 1426 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SPRINGFIELD HTS REPLAT |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1000 |
Source: Bay County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3802 E 4TH CT, PANAMA CITY, FL 32401-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit TYNDALL FCU |
| Mar 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage TYNDALL FCU |
| Mar 18, 2020 | Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on Record |
| Deed Sale | Mar 25, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Deed Document Number | 202121808 |
| Deed Book / Page | 4381 / 1426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3802 E 4TH CT, PANAMA CITY, FL 32401-5514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3802 E 4TH CT, PANAMA CITY, FL 32401-5514 |
| Investor | Possibly a Property Investor |
| Document Number | 0046591500 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 4659/1500 |
| Instrument | 2023010604 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 25, 2021 |
| Property Address | 3802 E 4TH CT, PANAMA CITY, FL 32401-5514 |
| Document Number | 0043811426 |
| Book / Page | 4381 / 1426 |
| Map Reference | MB 9 PG 67 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021021808 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 924 E 24TH PLZ, 924, PANAMA CITY, FL 32405-5209 |
| Name | Verified Name |
|---|---|
| Address | 3802 E 4TH CT, PANAMA CITY, FL 32401-5514 |
| Investor | Possibly a Property Investor |
| Document Number | 0043811428 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 4381/1428 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 18, 2020 |
| Property Address | 3802 E 4TH CT, PANAMA CITY, FL 32401-5514 |
| Document Number | 0042340736 |
| Book / Page | 004234 / 000736 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 20434 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $399.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3802 E 4TH CT PANAMA CITY BEACH FL 324015514, PANAMA CITY BEACH, FL 32401-5514 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 (-4.32%) | $127,013 (+12.38%) Land $25,389 Building $101,624 | $127,013 (+12.38%) Land $25,389 Building $101,624 |
| 2024 | $2,105.00 (+3.75%) | ||
| 2023 | $2,029.00 (+18.03%) | $113,017 (+10.05%) Land $16,926 Building $96,091 | $113,017 (+10.05%) Land $16,926 Building $96,091 |
| 2022 | $1,719.00 | $102,699 Land $15,233 Building $87,466 | $102,699 Land $15,233 Building $87,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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