3807 E 39th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3807 E 39th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1962
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2021)
Tax Bill	$3,438 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-21-353-011`

Property Details

APN / Parcel Number

Primary APN	`7923-21-353-011`
Alternative APN	`060/00849-033-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	494 sqft
Finished Basement	266 sqft

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	133 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3807 E 39TH CT
City	DES MOINES
State	IA
Zip	50317-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 133F LOT 34 CASTALIA PLAZA
Legal Range	23W
Legal Township	79N
Legal Section	21
Legal Subdivision	CASTALIA PLAZA
Legal Lot Number	34
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1011
Census Tract	101

Owner

3807 E 39th Ct is owned and occupied by an individual who acquired it in January 2026.

Source: Polk County records, as of January 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3807 E 39TH CT, DES MOINES, IA 50317-4525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit AFFINITY CU
May 3, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Deed Document Number	0000045652
Deed Book / Page	18508 / 706
Last Transfer Date	Jan 8, 2026
Transfer Doc	0000001068
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 8, 2026
Property Address	3807 E 39TH CT, DES MOINES, IA 50317-4525
Document Number	0000001068
Book / Page	20387 / 886
Instrument Date	Dec 18, 2025
Instrument	2026-00001068
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 E 39TH CT, DES MOINES, IA 50317-4525

Mortgage

Document Number	0000001069
Date	Jan 8, 2026
Instrument	2026-00001069

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3807 E 39TH CT, DES MOINES, IA 50317-4525
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000034052
Date	Sep 24, 2020
Book Page	18085/374
Instrument	2020-00034052

Lender

Name	AFFINITY CU
Type	Credit Union
Address	DES MOINES, IA 50313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	POLK IA
Recording Date	May 3, 2021
Property Address	3807 E 39TH CT, DES MOINES, IA 50317-4525
Document Number	0000045652
Book / Page	18508 / 706
Instrument Date	Apr 29, 2021
Instrument	2021-00045652
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 S R ST # ST26, ST26, INDIANOLA, IA 50125-3509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 BUXTON PL, INDIANOLA, IA 50125-1106

Mortgage

Date	May 3, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,500 Land $41,200 Building $152,300	$193,500 Land $41,200 Building $152,300
2024	$3,438.00
2023		$171,300 Land $35,900 Building $135,400	$171,300 Land $35,900 Building $135,400
2020	$2,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3807 E 39th Ct in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3807 E 39th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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