3806 E 39th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3806 E 39th Ct, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1961
Lot Size0.202 acres (8,820 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Oct 2015)
Tax Bill$3,384 (2024)
Deeds & MortgagesJan 2024 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN7923-21-352-023

Property Details

APN / Parcel Number

Primary APN7923-21-352-023
Alternative APN
  • 060/00849-030-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,820 sqft (0.202 acres)
Lot Dimensions147 ft deep x 60 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address3806 E 39TH CT
CityDES MOINES
StateIA
Zip50317-4526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 CASTALIA PLAZA
Legal Range23W
Legal Township79N
Legal Section21
Legal SubdivisionCASTALIA PLAZA
Legal Lot Number31
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1010
Census Tract101

Owner

3806 E 39th Ct is owned and occupied by an individual who bought it in October 2015.

Source: Polk County records, as of October 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3806 E 39TH CT, DES MOINES, IA 50317-4526
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITY CHOICE CU
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2015 · Amount on File
Deed SaleOct 8, 2015 · Amount on File
Prior SaleOct 11, 2012 · Amount on File
Deed Document Number2015-00144014
Deed Book / Page15763 / 0614
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address3806 E 39TH CT, DES MOINES, IA 50317-4526
Transaction TypeMortgage
Record UpdatedFeb 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004017
DateJan 29, 2024
Book Page19706/16
Instrument2024-00004017
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
Address6163 NW 86TH ST STE 105, JOHNSTON, IA 50131
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 28, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address3806 E 39TH CT, DES MOINES, IA 50317-4526
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100025402
DateMar 11, 2021
Book Page18409/540
Instrument2021-00025402
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50702
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$202,000 Land $42,000 Building $160,000$202,000 Land $42,000 Building $160,000
2024$3,384.00
2023$178,800 Land $36,700 Building $142,100$178,800 Land $36,700 Building $142,100
2020$3,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3806 E 39th Ct in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims32 (2010–2026)
Claims Outside the SFHA13 of 32
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2026 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3806 E 39th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Google Fiber, Verizon.

Nearby Properties on E 39th Ct

Nearby Streets

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