3806 Edgewater Dr, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3806 Edgewater Dr, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,727 sqft · built 1949
Lot Size0.429 acres (18,687 sqft)
OwnerIndividual Name on Record
Last Sale$159,000 (Jun 2012)
Tax Bill$6,199 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN48-023-10-035-00

Property Details

APN / Parcel Number

Primary APN48-023-10-035-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,727 sqft Living Area
Gross Area2,188 sqft
1st Floor Area984 sqft
Basement Area251 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area18,687 sqft (0.429 acres)
Lot Dimensions207 ft deep x 85 ft wide
TerrainLow
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area273 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area250 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3806 EDGEWATER DR
CityASHTABULA
StateOH
Zip44004-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description38 & 39 COUNTRY CLUB NO 1
Legal SubdivisionCOUNTRY CLUB ESTATES 01
Legal Lot Number38,39
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group1
Census Block1013
Census Tract602

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3806 EDGEWATER DR, ASHTABULA, OH 44004-2130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2012 · Amount on Record
Deed SaleJun 20, 2012 · Amount on Record
Prior SaleMay 23, 2011 · Amount on Record
Deed Document Number20126663
Deed Book / Page519 / 900
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address3806 EDGEWATER DR, ASHTABULA, OH 44004-2130
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 EDGEWATER DR, ASHTABULA, OH 44004-2130

Mortgage

Document Number0000000194
DateJan 9, 2026
Book Page861/2169
Instrument2026-00000194
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateFeb 1, 2036
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Max Rate10.7%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address3806 EDGEWATER DR, ASHTABULA, OH 44004-2130
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 EDGEWATER DR, ASHTABULA, OH 44004-2130

Mortgage

Document Number0000000543
DateJan 20, 2023
Book Page788/1367
Instrument2023-00000543
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,199.00 (+107.46%)$74,060 (-) Land $17,710 Building $56,350$211,600 (-) Land $50,600 Building $161,000
2023$2,988.00 (+11.87%) Homeowner's exemption$74,060 (+26.17%) Land $17,710 Building $56,350$211,600 (+26.18%) Land $50,600 Building $161,000
2022$2,671.00 Homeowner's exemption$58,700 Land $13,620 Building $45,080
2020$167,700 Land $38,900 Building $128,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1988)
Most Recent ClaimMay 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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