Ashtabula County property record for 3728 Edgewater Dr, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 1992 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,975 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-023-10-032-00 |
| Primary APN | 48-023-10-032-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,840 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 170 ft deep x 38 ft wide |
| Terrain | Low |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 356 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3728 EDGEWATER DR |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36 COUNTRY CLUB EST NO 1 |
| Legal Subdivision | COUNTRY CLUB EST |
| Legal Lot Number | 35,36 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 602 |
Source: Ashtabula County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3728 EDGEWATER DR, ASHTABULA, OH 44004-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK |
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 3728 EDGEWATER DR, ASHTABULA, OH 44004-2128 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000012380 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 860/1854 |
| Instrument | 2025-00012380 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | ASHTABULA, OH 44005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 3728 EDGEWATER DR, ASHTABULA, OH 44004-2128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LT |
| Name | Verified Name |
|---|
| Document Number | 0000012027 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 724/51 |
| Instrument | 202000012027 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | ASHTABULA, OH 44005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 3728 EDGEWATER DR, ASHTABULA, OH 44004-2128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000009037 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 691/1626 |
| Instrument | 201900009037 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 21, 2034 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,975.00 (+81.77%) | $59,440 (-) Land $7,180 Building $52,260 | $169,800 (-) Land $20,500 Building $149,300 |
| 2023 | $2,737.00 (+8.18%) Homeowner's exemption | $59,440 (+25.61%) Land $7,180 Building $52,260 | $169,800 (+25.59%) Land $20,500 Building $149,300 |
| 2022 | $2,530.00 Homeowner's exemption | $47,320 Land $5,530 Building $41,790 | |
| 2020 | $135,200 Land $15,800 Building $119,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | May 1988 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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