San Diego County property record for 3806 Carnegie Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,450 sqft · built 1989 |
| Lot Size | 0.145 acres (6,309 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,000 (Mar 1992) |
| Tax Bill | $4,419 (2025) |
| Deeds & Mortgages | Dec 2020 Reverse Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-541-33-00 |
| Primary APN | 162-541-33-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,450 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 6,309 sqft (0.145 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3806 CARNEGIE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 411 TR 011738 |
| Legal Subdivision | MIRA COSTA ESTATES |
| Legal Tract | 011738 |
| Legal Block | 1 |
| Legal Lot Number | 411 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 18516 |
Source: San Diego County records · APN 162-541-33-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3806 CARNEGIE DR, OCEANSIDE, CA 92056-6322 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC |
| Dec 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 1992 · Amount on Record |
| Deed Sale | Mar 06, 1992 · Amount on Record |
| Prior Sale | Oct 11, 1988 · Amount on Record |
| Deed Document Number | 1992126363 |
| Last Transfer Date | Sep 25, 1995 |
| Transfer Doc | 0000429450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3806 CARNEGIE DR, OCEANSIDE, CA 92056-6322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 3806 CARNEGIE DR, OCEANSIDE, CA 92056-6322 |
| Document Number | 0000851483 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-0851483 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.34% |
| Type Change Date | Jan 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3806 CARNEGIE DR, OCEANSIDE, CA 92056-6322 |
| Document Number | 0000851484 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3806 CARNEGIE DR OCEANSIDE CA 920566322, OCEANSIDE, CA 92056-6322 |
| Document Number | 0000851484 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 851484 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.34% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $405,800 (+2%) Land $139,696 Building $266,104 | |
| 2025 | $4,419.00 (+1.96%) Homeowner's exemption | $397,844 (+4.04%) Land $136,957 Building $260,887 |
| 2024 | $4,334.00 (+3.22%) | |
| 2023 | $4,199.00 (+1.57%) Homeowner's exemption | $382,397 Land $131,640 Building $250,757 |
| 2022 | $4,134.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Generate-Ubiquity Holdings | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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