San Diego County property record for 3805 Carnegie Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,398 sqft · built 1989 |
| Lot Size | 0.143 acres (6,245 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,220,000 (Nov 2024) |
| Tax Bill | $13,685 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-542-08-00 |
| Primary APN | 162-542-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,398 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 6,245 sqft (0.143 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3805 CARNEGIE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 397 TR 011738 |
| Legal Subdivision | MIRA COSTA ESTATES |
| Legal Tract | 011738 |
| Legal Block | 1 |
| Legal Lot Number | 397 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18516 |
Source: San Diego County records · APN 162-542-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3805 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Dec 16, 2020 | Deed of Trust, Mortgage · VA Mortgage AMNET ESOP CORPORATION |
| Sep 08, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Jun 30, 2017 | Grant Deed, Transfer · VA Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 2024316869 |
| Prior Transfer Date | Mar 10, 2015 |
| Prior Transfer Doc | 0000133363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3805 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 3805 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Document Number | 0000270959 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022-0270959 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3805 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3805 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Document Number | 0000806883 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-0806883 |
| Name | AMNET ESOP CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CHULA VISTA, CA 91910 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3805 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000412715 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 2017-0412715 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 01, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 30, 2017 |
| Property Address | 3805 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Document Number | 0000298948 |
| Map Reference | MAP11738 |
| Instrument Date | Jun 02, 2017 |
| Instrument | 2017-0298948 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3805 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Investor | Possibly a Property Investor |
| Document Number | 0000298949 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017-0298949 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,244,400 (+2%) Land $918,000 Building $326,400 | |
| 2025 | $13,685.00 (+76.81%) | $1,220,000 (+73.6%) Land $900,000 Building $320,000 |
| 2023 | $7,740.00 (+1.55%) Homeowner's exemption | $702,772 Land $228,702 Building $474,070 |
| 2022 | $7,622.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Generate-Ubiquity Holdings | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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