3805 White Summit Ln, Melissa, TX 75454 Property Records

Collin County property record for 3805 White Summit Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 2006
Owner	Individual Name on File
Tax Bill	$4,309 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8674-00E-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-8674-00E-0100-1`
Alternative APN	`2571489`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,522 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2571489
Street Address	3805 WHITE SUMMIT LN
City	MELISSA
State	TX
Zip	75454-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS CREEK PHASE 1 (CML), BLK E, LOT 10
Legal Subdivision	HUNTERS CREEK PHASE 1 (CML)
Legal Phase	1
Legal Block	E
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3055
Census Tract	30207

Owner

3805 White Summit Ln is owned and occupied by an individual who acquired it in October 2020.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	3805 WHITE SUMMIT LN, MELISSA, TX 75454-2580
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer LEGACY MUTUAL MTG
Mar 1, 2019	Warranty Deed, Transfer · FHA Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020
Deed Sale	Oct 9, 2020
Prior Sale	Mar 1, 2019
Deed Document Number	20201009001754840
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 9, 2020
Property Address	3805 WHITE SUMMIT LN, MELISSA, TX 75454-2580
Document Number	0001754840
Instrument Date	Oct 9, 2020
Instrument	1754840
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 WHITE SUMMIT LN MELISSA TX 754542580, MELISSA, TX 75454-2580

Mortgage

Document Number	1754910
Date	Oct 9, 2020
Instrument	1754910

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 1, 2019
Property Address	3805 WHITE SUMMIT LN, MELISSA, TX 75454-2580
Document Number	0000217110
Instrument Date	Feb 28, 2019
Instrument	217110
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3805 WHITE SUMMIT LN MELISSA TX 754542580, MELISSA, TX 75454-2580

Mortgage

Document Number	217120
Date	Mar 1, 2019
Instrument	217120

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$306,318 Land $95,000 Building $211,318	$306,318 Land $95,000 Building $211,318
2024	$4,309.00
2023		$322,546 Land $95,000 Building $227,546	$322,546 Land $95,000 Building $227,546
2022	$4,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3805 White Summit Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3805 White Summit Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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